Before you dive into this blog, congratulations on taking the first steps to make your house a home! If you’ve decided to update your kitchen, add a new bathroom, or give your entire house a fresh look, great job! We’re excited to help you achieve your home renovation goals!
Renovating your home can be both exciting and challenging. It’s important to plan your budget carefully, whether it’s a small makeover or major renovation. You might have your plans ready, but your finances might not be. It’s okay to wait and save, but remember that the cost of materials may increase over time. The estimated amount you have today might be higher if you wait six months or a year to start your renovation. Inflation can affect the cost of materials in the future, so it can be a wise decision to consider financing options sooner rather than later.
At Fundo, we know that every renovation project is different and can be time sensitive for others especially if it is a property investment that you’re looking to make money on. So Fundo is here to help you get a home renovation loan that fits your needs. Read more to know helpful information about same day funding at Fundo.
Why Choose Fundo for Your Home Renovation Loan?
When it comes to financing your home renovation, Fundo stands out as a top choice. We prioritise customer satisfaction and financial flexibility, ensuring that you get the support you need to bring your renovation dreams to life. Here’s why Fundo should be your go-to for a home renovation loan:
- Same Day Funding: We understand that timing is crucial for renovations. That’s why we offer same-day funding for loan amounts ranging from $500 to $5,000. You won’t have to wait long to get started on your project, this is great if it’s an urgent repair or renovation.
- Flexible Repayment Options: We offer a variety of payment options to fit your lifestyle and schedule. Whether you prefer a short-term repayment plan or need more time to pay off your loan, we have options that can accommodate your financial situation.
- Personalised Dashboard: Managing your renovation budget is easy with our personalised dashboard. You can track your loan funds, monitor your application, and stay on top of your repayment schedule, all in one convenient place.
- Quick Application:The majority of our customers are approved within minutes, and our application process is designed to be hassle-free. We minimise paperwork and eliminate the need for office visits and lengthy phone calls by conducting everything swiftly online. Plus, our support team is readily available to assist you whenever you need help.
Determine Your Budget Before Applying A Home Renovation Loan
Having a comprehensive budget helps you understand how much financing you’ll need. Include a contingency fund for unexpected expenses. Once you have a total figure, you’ll be better prepared to choose your loan amount options with Fundo.
If you are eligible, you can receive $500 to $5,000 in same-day funding from Fundo! No need to wait weeks or months for approval. Fundo makes it quick and easy to achieve your home renovation goals.
Does Fundo Check My Credit Score If I Apply For Home Renovation Loan?
Your credit score can play a role in determining your loan eligibility and the interest rate you’ll receive with some lenders. Obtain a free copy of your credit report regularly and check for any discrepancies. A higher credit score can help you secure better loan terms with some lenders, but with Fundo – we prioritise your Fundo Score, which is an indicator of your relationship with Fundo, including how you handle your bank account and current expenses.
Getting a loan with bad credit is possible, though it can be challenging with mainstream lenders. At Fundo, we believe past credit issues shouldn’t determine your ability to repay today. We specialise in bad credit loans and offer better terms, even for those with non-traditional income streams like self-employment or part-time work. Our simplified assessments replace standard credit checks, making it easier to access finance for home improvements. If you have poor credit and need a home renovation loan, Fundo can provide the right solution, offering an easier alternative to traditional home renovation loan.
Getting a home renovation loan at Fundo is a straightforward process designed to help you bring your renovation dreams to life. With our same day funding, flexible repayment options, and personalised service, you can confidently start your renovation plans.
Contact Fundo today to learn more about our home renovation loan and start transforming your house into your dream home.
FAQs
Am I eligible for Fundo’s Home Renovation Loan?
We’re committed to helping as many customers as possible! Fundo is a responsible lender, which means there are certain qualifications you must meet to be eligible for our great products.
You must:
- Be over 18 years old
- Earn at least $500 per week in regular income, excluding government benefits
- Demonstrate an ability to meet repayment deadlines
- Avoid placing undue financial pressure on yourself by borrowing from Fundo.
How Do I Apply for Fundo’s Fast Loan Application?
Applying for a loan at Fundo to cover unexpected expenses is easy and convenient. Simply fill out your details on the online application form, and our friendly Fundo team will assess your application promptly. Applications submitted during business hours are usually processed on the same day, providing you with a quick decision.
When will the money be in my account?
If your application is submitted and accepted during business hours, you will likely receive your funds the same day! Please note that each bank has its own processing time, so payments may become available the day following your application if your bank is not set up on the New Payments Platform. Rest assured, Fundo will make every effort to get your funds to you as quickly as possible.
Can I Change My Fast Loan Application Payment Plan?
At Fundo, we recognise that unexpected events can impact your ability to manage loan repayments, especially during times like the school holidays or special events when expenses may arise unexpectedly. Our team of friendly consultants is here to support you through these situations.
Please keep in mind that in most cases, we require 48 hours’ notice to make changes to payment dates on your loan account. This ensures that we can process your request efficiently and effectively, giving you the flexibility you need to manage your finances during this special time of year.
Can I repay my loan early?
Yes, we encourage our users to pay off their Fundo loans as soon as possible. Early repayment not only saves you money on monthly account fees but also leaves a positive mark on any future applications you may make.
