{"id":1428,"date":"2024-09-26T10:22:12","date_gmt":"2024-09-26T00:22:12","guid":{"rendered":"https:\/\/fundo.com.au\/blog\/?p=1428"},"modified":"2024-09-26T10:25:21","modified_gmt":"2024-09-26T00:25:21","slug":"five-money-hacks-to-save-you-more-money-in-2024","status":"publish","type":"post","link":"https:\/\/fundo.com.au\/blog\/five-money-hacks-to-save-you-more-money-in-2024\/","title":{"rendered":"Five Money Hacks to Save You More Money in 2024"},"content":{"rendered":"

We don\u2019t have to tell you we\u2019re in a cost-of-living crisis \u2013 your bank account tells you everything you need to know. In times like this, rent\/mortgage payments are up, groceries are up, fuel costs are up; everything you can think of is up, up, up. But there are some hacks and ways around things to help you save as much as you can. Here are five money hacks to help you save more money in 2024.<\/strong><\/h4>\n

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1. Automate your savings<\/strong><\/h2>\n

Most experts you talk to will say \u201cpay yourself first\u201d \u2013 and that means portioning off a bit of your income to save into a high-interest bank account or into a micro investment app such as Raiz or Spaceship. Once the money is in the account, you don\u2019t take it out unless there\u2019s an extreme emergency \u2013 or you\u2019ve got enough for what you\u2019re saving for, like a home or car deposit. Can\u2019t waste a single cent? You may want to set your savings or micro investment app to \u201cround-ups,\u201d which round every transaction to a dollar (e.g., if you paid 70c for something, 30c will be invested into your account.)<\/p>\n

2. Buy gift cards at a discount<\/strong><\/h2>\n

Occasionally, retailers will sell gift cards at a discount \u2013 and they could cover everything including groceries, fuel, or necessities, not just entertainment, clothing, or dining. You could hold on to them and get more for your dollar, or sell them for face value and gain a return on your investment.<\/p>\n

3. Use online marketing to your advantage<\/strong><\/h2>\n

Online marketers use something called \u201cremarketing\u201d \u2013 if you looked at a pair of shoes on Wednesday, chances are you\u2019ll see ads for it again on your laptop Thursday and once more on your phone during Friday. If you can afford to wait a couple of days before buying, sign up for an account, load up a cart and cancel just before you buy. Some retailers will try to secure the sale by offering you discounts or freebies \u2013 just watch your inbox for their \u201cpretty please\u201d email. Other browser extensions such as Honey or Mino can automatically apply discount codes for purchases, which can save you a bundle! If you don\u2019t want their emails, just unsubscribe.<\/p>\n

4. Specials only shopping<\/strong><\/h2>\n

My Mum loved junk mail for one reason: she could plan her shop at all three supermarkets (Aldi, Coles, and Woolworths) for the cheapest prices on everything we planned to buy that week. If it wasn’t on special, she\u2019d find the cheapest price and shop strategically. If you live near a shopping centre with all three supermarkets, this can save you an absolute bundle. If not, record the cheapest price you see and figure out if a butcher or greengrocer can match or beat it. You\u2019ll be amazed by how much you save!<\/p>\n

5. Shop around on utilities<\/strong><\/h2>\n

If you haven\u2019t compared your utilities and insurance premiums in at least a year, you could be paying above and beyond what you need to for the same benefits. Gas is gas, and electricity is electricity \u2013 there\u2019s no point paying more for the same thing. While you\u2019re at it, audit your subscriptions and cut off anything you aren\u2019t using; these \u201cmoney vampires\u201d can really drain your account quickly!<\/p>\n

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Remember, if you need a small cash loan to tide you over in an emergency, Fundo has your back! Our three-step application is safe and secure and you\u2019ll have between $500 and $5,000 in 60 seconds (after contract approval, PayID bank account required.) Apply now!<\/p>\n","protected":false},"excerpt":{"rendered":"

We don\u2019t have to tell you we\u2019re in a cost-of-living crisis \u2013 your bank account tells you everything you need to know. In times like this, rent\/mortgage payments are up,…<\/p>\n","protected":false},"author":12,"featured_media":1429,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts\/1428"}],"collection":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/comments?post=1428"}],"version-history":[{"count":3,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts\/1428\/revisions"}],"predecessor-version":[{"id":1434,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts\/1428\/revisions\/1434"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/media\/1429"}],"wp:attachment":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/media?parent=1428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/categories?post=1428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/tags?post=1428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}