{"id":799,"date":"2022-12-13T18:35:53","date_gmt":"2022-12-13T07:35:53","guid":{"rendered":"https:\/\/blog.fundo.com.au\/?p=799"},"modified":"2024-11-07T14:45:41","modified_gmt":"2024-11-07T03:45:41","slug":"christmas-holidays-loans-even-with-bad-credit","status":"publish","type":"post","link":"https:\/\/fundo.com.au\/blog\/christmas-holidays-loans-even-with-bad-credit\/","title":{"rendered":"Christmas Holidays Loans &#8211; even with Bad Credit"},"content":{"rendered":"<p><b>So, you\u2019re in need of a small cash loan this Christmas but hesitating to apply for a loan because of bad credit? Read on for more information on how to apply for a Christmas loan with Fundo!<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Fundo offers fast and easy <\/span><span style=\"font-weight: 400;\">holiday loans<\/span><span style=\"font-weight: 400;\"> to borrowers from all financial backgrounds. With a Fundo Christmas <\/span><span style=\"font-weight: 400;\">holiday loan<\/span><span style=\"font-weight: 400;\">, you\u2019ll be able to borrow up to $2,000 and make your repayments on a schedule that best suits you. We tailor your loan according to your needs, ensuring you\u2019re never given a loan you can\u2019t handle.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Fundo, everyone deserves equal access to funding, which is why we take the time to assess applicants individually. We provide <\/span><span style=\"font-weight: 400;\">holiday loans for bad credit<\/span><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/fundo.com.au\/no-check-loans\"><span style=\"font-weight: 400;\">no credit check loans<\/span><\/a><span style=\"font-weight: 400;\">, at Christmas and other times of the year too, so even if you haven\u2019t had the best financial history, we\u2019ll do our best to help you source the funding you need this Christmas, and whenever you need us.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><b>What is a Christmas holiday Loan?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A Christmas loan is a personal loan where the funds will be used to cover Christmas expenses. You might be applying for a loan to travel to see your family, or bring your family to you, or to cover some extra special presents. Fundo offers small, short term, no credit check loans with flexible repayment options. You can apply for a loan amounting anywhere from $500 to $2,000.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Why take out a <\/b><b>Christmas holiday loan<\/b><b> with Fundo\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">With Fundo, a quick and easy loan application is a given, but once approved, you\u2019ll also have access to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personalised Dashboard &#8211; Manage your payments, update your details, check application progress<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fundo Score<\/b><span style=\"font-weight: 400;\"> \u2014 Stay on top of how your Fundo Score is tracking with our intuitive l<\/span><span style=\"font-weight: 400;\">oan dashboard! As you make your repayments, you\u2019ll be able to watch your score improve over time.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ready to start planning your Christmas holiday? Submit your <\/span><span style=\"font-weight: 400;\">Christmas holiday loan<\/span><span style=\"font-weight: 400;\"> application with Fundo today!\u00a0<\/span><\/p>\n<h4><b>I have bad credit history, but I need cash today?<\/b><\/h4>\n<h4><span style=\"font-weight: 400;\">We\u2019ve all fallen under harsh circumstances, and Fundo totally gets that! If you\u2019re in a financial pickle and feel like no one\u2019s willing to give you a chance, we\u2019re here! Send in an online loan application and we\u2019ll look at your credit history. We will place everything under consideration and hope to still be able to help you.<\/span><\/h4>\n<h4><span style=\"font-weight: 400;\">Even if you\u2019ve had prior credit issues, we may still be able to assist. We know that a past credit incident doesn\u2019t necessarily affect your ability to make repayments today \u2014 but it can make it difficult to secure a loan of any kind, particularly a short term one. That\u2019s why we\u2019re an alternative lender that provides options for borrowers who need quick cash and may have been shut out of other options.<\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><b>What are the requirements to apply for a No Check Christmas holiday loan?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To apply for a No Check Christmas Loan, you need to meet our minimum requirements.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You must be at least 18 years old.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You must provide proof or regular income of at least $300 per week.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your regular income must come from a part time or full time job. Government benefits such as Centrelink are cool too.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your income cannot be from Centrelink or pension only.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Current payment history with SACC lenders.<\/span><\/li>\n<\/ul>\n<h5><b>What information to I need to have on hand to apply for a Christmas holiday loan?<\/b><\/h5>\n<p><span style=\"font-weight: 400;\">We pride ourselves on our quick, short term online applications and approval processes. To have your application processed as quickly as possible, you&#8217;ll need to have ready:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Details of your regular income.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Details of your government benefits, if any.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of identity (e.g. Australian Drivers Licence, Proof of Age Card, Passport).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank account details including your Bank, Account Name, BSB, and Account Number.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><b>Where can I get a Christmas <\/b><b>holiday loan<\/b><b>?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Right here! Fundo provides a range of <\/span><a href=\"https:\/\/fundo.com.au\/same-day-loans\"><span style=\"font-weight: 400;\">same-day loans<\/span><\/a><span style=\"font-weight: 400;\"> for many circumstances, including Christmas <\/span><span style=\"font-weight: 400;\">holiday loans<\/span><span style=\"font-weight: 400;\">. Simply fill out an application form online, and we\u2019ll give you an answer within the day.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Can I get a <\/b><b>holiday loan with bad Credit<\/b><b>?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">With Fundo? Absolutely! We offer Christmas <\/span><span style=\"font-weight: 400;\">holiday loans with no credit checks<\/span><span style=\"font-weight: 400;\"> and <\/span><span style=\"font-weight: 400;\">holiday cash loans for bad credit<\/span><span style=\"font-weight: 400;\"> or below-average credit borrowers. All kinds of borrowers deserve access to the funding they need. Fundo is a responsible lender that assesses applicants on a case-by-case basis. We look beyond your credit history and focus on your ability to make repayments.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>What is the application and approval process for Fundo Christmas <\/b><b>holiday loans<\/b><b>?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">All our <\/span><span style=\"font-weight: 400;\">holiday loans<\/span><span style=\"font-weight: 400;\"> feature a fast and simple application process. Simply fill out an application online and provide us with a few details and the amount you\u2019d like to borrow. If you meet our criteria and lending requirements, we\u2019ll approve your application and transfer the funds immediately!\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>How quickly can I get a Christmas <\/b><b>holiday loan online<\/b><b>?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Fundo offers same-day approval for all successful applicants. That means you could have the money transferred to your nominated account hours after you submit your application!\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>How can I contact Fundo if I have any questions about Christmas <\/b><b>holiday loans<\/b><b>?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">If you have any questions about our <\/span><span style=\"font-weight: 400;\">holiday loans<\/span><span style=\"font-weight: 400;\">, feel free to check out our <\/span><a href=\"https:\/\/fundo.com.au\/faqs\"><span style=\"font-weight: 400;\">FAQs<\/span><\/a><span style=\"font-weight: 400;\"> page. But if you\u2019re still feeling unsure, the expert team at Fundo is here to help whenever you need. You can call us on (02) 9066 9660, email us at <\/span><a href=\"mailto:hello@fundo.com.au\"><span style=\"font-weight: 400;\">hello@fundo.com.au<\/span><\/a><span style=\"font-weight: 400;\"> or chat with our team between 9AM and 6PM Sydney time<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>So, you\u2019re in need of a small cash loan this Christmas but hesitating to apply for a loan because of bad credit? Read on for more information on how to&#8230;<\/p>\n","protected":false},"author":12,"featured_media":803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts\/799"}],"collection":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/comments?post=799"}],"version-history":[{"count":4,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts\/799\/revisions"}],"predecessor-version":[{"id":1462,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/posts\/799\/revisions\/1462"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/media\/803"}],"wp:attachment":[{"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/media?parent=799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/categories?post=799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fundo.com.au\/blog\/wp-json\/wp\/v2\/tags?post=799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}