So, you’re in need of a small cash loan this Christmas but hesitating to apply for a loan because of bad credit? Read on for more information on how to apply for a Christmas loan with Fundo!
Fundo offers fast and easy holiday loans to borrowers from all financial backgrounds. With a Fundo Christmas holiday loan, you’ll be able to borrow up to $2,000 and make your repayments on a schedule that best suits you. We tailor your loan according to your needs, ensuring you’re never given a loan you can’t handle.
At Fundo, everyone deserves equal access to funding, which is why we take the time to assess applicants individually. We provide holiday loans for bad credit and no credit check loans, at Christmas and other times of the year too, so even if you haven’t had the best financial history, we’ll do our best to help you source the funding you need this Christmas, and whenever you need us.
What is a Christmas holiday Loan?
A Christmas loan is a personal loan where the funds will be used to cover Christmas expenses. You might be applying for a loan to travel to see your family, or bring your family to you, or to cover some extra special presents. Fundo offers small, short term, no credit check loans with flexible repayment options. You can apply for a loan amounting anywhere from $500 to $2,000.
Why take out a Christmas holiday loan with Fundo
With Fundo, a quick and easy loan application is a given, but once approved, you’ll also have access to:
- Personalised Dashboard – Manage your payments, update your details, check application progress
- Fundo Credit Score — Stay on top of how your Fundo credit score is tracking with our intuitive loan dashboard! As you make your repayments, you’ll be able to watch your score improve over time.
- Referral points — If you know someone who could benefit from a Fundo loan, let them know, and increase your Fundo Credit Score together!
Ready to start planning your Christmas holiday? Submit your Christmas holiday loan application with Fundo today!
I have bad credit history, but I need cash today?
We’ve all fallen under harsh circumstances, and Fundo totally gets that! If you’re in a financial pickle and feel like no one’s willing to give you a chance, we’re here! Send in an online loan application and we’ll look at your credit history. We will place everything under consideration and hope to still be able to help you.
Even if you’ve had prior credit issues, we may still be able to assist. We know that a past credit incident doesn’t necessarily affect your ability to make repayments today — but it can make it difficult to secure a loan of any kind, particularly a short term one. That’s why we’re an alternative lender that provides options for borrowers who need quick cash and may have been shut out of other options.
What are the requirements to apply for a No Check Christmas holiday loan?
To apply for a No Check Christmas Loan, you need to meet our minimum requirements.
- You must be at least 18 years old.
- You must provide proof or regular income of at least $300 per week.
- Your regular income must come from a part time or full time job. Government benefits such as Centrelink are cool too.
- Your income cannot be from Centrelink or pension only.
- Current payment history with SACC lenders.
What information to I need to have on hand to apply for a Christmas holiday loan?
We pride ourselves on our quick, short term online applications and approval processes. To have your application processed as quickly as possible, you’ll need to have ready:
- Details of your regular income.
- Details of your government benefits, if any.
- Proof of identity (e.g. Australian Drivers Licence, Proof of Age Card, Passport).
- Bank account details including your Bank, Account Name, BSB, and Account Number.
Where can I get a Christmas holiday loan?
Right here! Fundo provides a range of same-day loans for many circumstances, including Christmas holiday loans. Simply fill out an application form online, and we’ll give you an answer within the day.
Can I get a holiday loan with bad Credit?
With Fundo? Absolutely! We offer Christmas holiday loans with no credit checks and holiday cash loans for bad credit or below-average credit borrowers. All kinds of borrowers deserve access to the funding they need. Fundo is a responsible lender that assesses applicants on a case-by-case basis. We look beyond your credit history and focus on your ability to make repayments.
What is the application and approval process for Fundo Christmas holiday loans?
All our holiday loans feature a fast and simple application process. Simply fill out an application online and provide us with a few details and the amount you’d like to borrow. If you meet our criteria and lending requirements, we’ll approve your application and transfer the funds immediately!
How quickly can I get a Christmas holiday loan online?
Fundo offers same-day approval for all successful applicants. That means you could have the money transferred to your nominated account hours after you submit your application!
How can I contact Fundo if I have any questions about Christmas holiday loans?
If you have any questions about our holiday loans, feel free to check out our FAQs page. But if you’re still feeling unsure, the expert team at Fundo is here to help whenever you need. You can call us on (02) 9066 9660, email us at hello@fundo.com.au or chat with our team between 9AM and 6PM Sydney time