FUNDO
LOAN EXAMPLE

Borrow
between
$300 - $2000
Pay over the duration of up to 180 days
20% upfront
establishment fee 4% monthly fee
Borrow
between $300 - $2000
Pay over the duration
of up to 180 days
20% upfront establishment
fee 4% monthly fee

Example:

Loan Amount of $1,000 up to 180 days repayable weekly (20 weekly repayments). $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly instalments of $70.00.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bad Credit? Fundo Can Help!

So, you’re in dire need of a small cash loan of around, let’s say $2,000. But you’re hesitating to apply for a loan because of bad credit. Well, don’t worry, you can still Fundo it!

Fundo cares and we’re here to listen. Even if you have bad credit, you may still be able to secure that quick loan that you need. Get Same Day Payday Loans!

Fundo is run by compassionate and caring teams, we understand that every circumstance is different. Tell us yours and let’s see what we can do!

Fundo it!

Fundo offers small, short term, no credit check loans that have a short repayment period. You can apply for a loan amounting anywhere from $300 to $2,000. Plus, Fundo also offers a flexible payment scheme that will surely suit your needs. You even have the option to pay in installments up to 180 days.

I have bad credit history, but I need cash today?

We’ve all fallen under harsh circumstances, and Fundo totally gets that! If you’re in a financial pickle and feel like no one’s willing to give you a chance, we’re here!

Send in an online loan application and we’ll look at your credit history. We will place everything under consideration and hope to still be able to help you.

Can You Approve a Loan Without a Credit Check?

Fundo has approved a lot of loan applications with a questionable credit history.

We still carry out credit checks, but there are other factors to consider before approving or disapproving your application. Such as your income and the timing and reason of your bad credit mark.

What Other Factors Influence Loan Approval?

Well, as a lender, Fundo also prioritises your comfort during repayments.

Once you’ve submitted your online loan application, we will check your bank statement and see if you are able to afford your repayments in a comfortable manner.

Loan Requirements

NO check Loan
Requirements
  • You need to meet our minimum requirements.
  • You must be at least 18 years old.
  • You must provide proof or regular income of at least $300 per week.
  • Your regular income must come from a part time or full time job. Government benefits such as Centrelink are cool too.
  • Your income cannot be from Centrelink or pension only.
  • Current payment history with SACC lenders.
Information Needed
for Application
  • We pride ourselves on our quick, short term loan online applications and approval processes. But before we can proceed, we’ll need some information from you. Be sure to include the details below to help us speed up your loaning experience with FUNDO.
  • Details of your regular income.
  • Details of your government benefits.
  • Proof of identity (e.g. Australian Drivers Licence, Proof of Age Card, Passport).
  • Bank account details including your Bank, Account Name, BSB, and Account Number.

Everything you need to know
about our no check loans

Applying for a small loan with no credit check has never been quicker or easier. As long as you meet our minimum requirements, including being 18 or over with regular employment income, and you’re able to provide us with the info we need, you can apply for an online loan with no credit check with Fundo. Simply head to our online form to apply for a fast cash loan of up to $2000. We approve loan applications Mondays to Saturdays, and our online form is available 24/7.

At Fundo, we understand that individual circumstances matter, and we’ll do our best to tailor a payment plan to suit yours. We offer flexible payment schemes with our no credit check loans, giving you the option to repay in instalments up to 180 days. Need a fast cash loan with no credit check and flexible repayments? Look no further than Fundo.

As responsible lenders, we look at many factors when assessing your loan application — not just your credit history. We take into account your current income, and your ability to meet your loan repayments. If you do happen to have a bad credit mark, we look at the timing and reason for this. We understand that your past financial situation does not always define your current position. Are you after a no check loan with a bad credit history? Try Fundo!

A bad credit rating is not the end of the world, and a bad mark shouldn’t prevent you from getting a short term cash loan when you need it. However, there are some ways you can prevent a not-so-great score. The most obvious thing you can do is to make loan or other financial repayments on time, as late payments can cause a default to be placed on your file. At Fundo, we even reward early and on-time loan repayments with our unique scoring system .

If you’re after a small loan with no credit check in Australia, then look no further than Fundo. We’re not like the big banks. With Fundo there’s no jargon, no confusion, and no complications. We understand that you’re more than your past credit history, and we know that tough times can hit the best of us. We’re here to listen to you. Get access to easy loans with no credit checks, the Fundo way. Apply online today!

If everything goes well, and you submitted your application within business hours, chances are you can get your cash on the same day! However, delays do happen and if your application barely makes it in time for approval within business hours, considering banking processing delays, you may get your hands on your loan the next day instead.

No Check Loans-FAQs

At Fundo, we look beyond your past credit history. We take into account your unique financial circumstances and your ability to repay your no credit check loan. Our application process is no-fuss, and we offer quick approvals and funding. What’s more, everything can be done from the comfort of your home.

We offer no check loans, short term loans, same day loans and fast cash loans on amounts of up to $2000. With Fundo, you can enjoy flexible repayments, with up to 180 days to repay and no hidden fees or charges.

As responsible lenders, we look at several factors when assessing your online loan for approval. As long as you meet our minimum requirements, we’re usually able to give you an answer the same day.

Our online application form is available 24/7 and is simple to use. At Fundo, we pride ourselves on our quick approval process — if you meet our no credit check loan requirements, we’re often able to give you approval (and cash) on the same day.

Easy! Call us on (02) 9066 9660, send us an email at [email protected] or chat with us online. We’ll be happy to answer any queries you may have about our no credit check loans in Australia.

If everything goes well, and you submitted your application within business hours, chances are you can get your cash on the same day! However, delays do happen and if your application barely makes it in time for approval within business hours, considering banking processing delays, you may get your hands on your loan the next day instead.