$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Payday Loans No Credit Check

Have you been looking up ‘payday loans no credit check’? When you are in a financial bind, you need access to cash fast. But what’s the point of a fast cash loan if you need to spend days filling out paperwork to get it?

Traditional loan applications often require reams of paperwork and a long approval process. And if you have bad credit, it can be even harder to get approved for a loan. It may even be harder to find a traditional lender that lets you apply for a loan with no credit check.

As an alternative lender, we believe that you shouldn't be barred from borrowing funds. At Fundo, we provide those looking up ‘payday loans no credit check’ with an option – one that won’t immediately turn them away just because of bad credit.

With minimal borrowing criteria, we provide quick access to the money you need without the hassle of paperwork or long approval processes.

What are the advantages of getting payday loans with no credit check?

There are a number of advantages when it comes to ‘payday loans no credit check’ for those who need quick access to cash. The primary benefit of this type of loan is that borrowers do not have to go through the lengthy process of obtaining a traditional loan from a bank or other lender. With Fundo’s payday loans, borrowers can apply for and receive funding in an instant.

These are short term loans designed to cover unexpected expenses or bridge a financial gap between payday. Since no credit check is required, the application process for these loans is often much simpler than for traditional loans. This means that borrowers don't have to worry about their credit score impacting their ability to obtain the loan.

Finally, these loans are unsecured, meaning that borrowers don't have to put up collateral in order to secure the loan. All of these factors combine to make payday loans with no credit check an ideal solution for those who need money in a hurry.

You can apply for a cash loan from anywhere using Fundo’s online platform. Our gamified experience puts the fun back in funding, by incorporating a reward system that promotes financial wellness and much-needed assistance along the way. The Fundo Credit Score is a benefit unique to our platform, designed to enable you to track your financial progress and reward healthy borrowing habits.

Unlike your credit score with credit bureaus at Equifax, illion and Experian, your Fundo Credit score is a separate score that reflects your repayment history and other factors with us, which we use to determine loan eligibility. You can boost your Fundo Credit Score by leaving reviews, referring friends to us, and paying on time or early.

Are loans without credit checks more difficult to apply for?

Applying for a loan without a credit check can be an attractive option for people who have a less-than-stellar credit history or no credit at all. It may also be appealing to those who don't want to receive a hard enquiry on their credit report. ‘Payday loans no credit check’ can be relatively easy to apply for, depending on the lender.

Fundo offers loan applications without requiring a credit check. Applying for a bad credit loan with Fundo is a straightforward process, regardless of whether you need to undergo a credit check or not. Even in cases where a credit check is applicable, it can only be conducted after you have expressly given your consent.

Since these are ‘payday loans no credit check’, you will only be required to provide some basic information about yourself and your financial situation, such as your income, employment status, and bank account details. Once this information is provided, Fundo will review your application and let you know if you are eligible for the loan. If you qualify, you will be able to receive the loan funds quickly and easily.

Applications for ‘payday loans no credit check’ only get easier and more convenient after your first time. Our system includes 3-Click Apply, which allows any returning customers to apply for a new loan in just three clicks.

Is it easier to get no credit check loans from online lenders?

In some cases, it is easier to get no credit check payday loans from online lenders than from banks or other traditional lenders. Online lenders often have fewer requirements and can process applications more quickly.

When it comes to money, we at Fundo know that life may throw curveballs. Maybe you have medical bills, a home renovation loan, or some other type of personal debt that has to be paid off immediately. Australians in dire straits can get emergency loans approved quickly and easily through our website.

We are available to process your loan applications, Monday to Friday (9.00 a.m. to 6.00 p.m.) and Saturday (9.00 a.m. to 5.00 p.m.). The submission process is entirely digital, and you can do it whenever it's convenient for you, as it's accessible 24/7. The application will be processed the next business day if submitted after normal business hours.

At Fundo, we offer flexible payment terms on all of our loans. With repayment periods of up to 180 days, you can enjoy a stress-free borrowing experience and keep your finances in good order. All upfront and recurring fees will be made clear to you so that you are never caught off guard.

We use the self-service dashboard and interactive dashboard to send top tips about financial wellness, from dental financing to wedding loans that you can read through as you go through your lifelong journey towards financial improvement.

There’s no need to keep searching the internet for ‘payday loans no credit check’ or ‘short term loans no credit check’. Fundo is here to put the fun back into funding!

Disclaimer: Unless otherwise stated, the opinions expressed in this article are solely for general informational and entertainment purposes and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.