Bond Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Moving house is a real pain - and finding a new one after your lease can take forever. Once you have a lease agreement in place, there’s one thing that can drain your finances quick smart, and that’s coming up with the rental bond or security deposit. With rents going up and bonds being at least four weeks worth up front, it can be daunting coming up with that kind of money. For a family renting a four bedroom house, this can quickly add up.
If you’re struggling to pay the bills as it is and need to splash some cash on some unexpected expenses like car repairs or appliance replacement, Fundo can help you with your rental bond with a quick cash loan .
You can apply for a small or medium loan between $500 and $5,000 - and our online self-service dashboard means you could be done within three minutes. If you agree to the loan contract and your bank account is PayID enabled, you could have the funds within 60 seconds!
Stress less! Get Fundo on the case!
Am I eligible for a Fundo Bond Loan?
If you want to apply for a bond loan through Fundo, you must meet the following criteria:
That’s it! If this sounds like you, you can head over to the Fundo dashboard and apply for your bond loan today! If you agree to your loan contract and have PayID, you could have the money in your account within 60 seconds!
Absolutely, a bond assistance loan can really influence credit scores in Australia. It's a kind of small loan that usually helps with the rental bond when you're settling into a new home.
When a tenant pays off a bond loan, it gets noted on their credit file, and this can really impact their credit score in a big way. Lenders see this as a sign that the tenant has successfully saved a significant amount of money to cover the bond. This shows that the tenant is financially responsible and is likely to make their rental payments on time.
However, missing payments on a bond loan can really hurt a tenant’s credit score. If a tenant misses bond loan payments or doesn’t follow the tenancy agreement, it could stay on their record for up to five years and might hurt their credit score.
It's really important for tenants to grasp the terms and conditions of their tenancy agreement and what is expected of them. If you’re ever unsure, please contact Team Fundo during our office hours.
The money you can borrow with a bond loan depends on a few important things, like your credit score, how much you earn, and the market value of the property you want to buy. Exploring various lenders and discussing your unique financial situation is a great way to find out how much you might be able to borrow. With Fundo, you’ll be able to borrow from $500 to $5,000.
The amount of money you can borrow might also be influenced by the specific policies and procedures of the lender. It's important to remember that when you take out a bond loan, there might be some extra costs involved, like closing costs, insurance premiums, and other fees. Being aware of these can help you plan better!
With Fundo, you can easily access fast money loans that come with flexible repayment options to suit your needs. After you get the green light, all that's left is to pay an initial setup fee and a monthly fee. You can rest easy knowing that there are no hidden or surprise fees with us.
We do not recommend taking out two small or medium credit contracts at the same time, as this may negatively impact your credit score and ability to pay back both loans. If you require more than $5,000, we recommend you take out a mainstream personal loan from a bank or lender who will accommodate that amount. Of course, it is nowhere near as convenient as getting a small cash loan from Fundo, but these limits are put in place for your protection.
Absolutely! Online lenders such as Fundo can often get your loans processed in no time. If you're in a pinch and need cash fast, you might see those funds in your account within twenty-four hours—sometimes even within the hour or just 60 seconds!
It really varies based on the lender and your unique financial circumstances. Some people might need to go through a bit more paperwork or verification steps, such as credit checks, before you can borrow money online.
It's really important to keep an eye on the interest rates and fees that come with the loan. They can add up fast and make the overall cost much higher than you might expect. It's really helpful to look at various lenders and what they have to offer before you make your choice.
When you choose Fundo for your loan, you can expect to receive your funding quickly – often on the very same day! We handle everything online, making it super convenient! Plus, our eligibility criteria are much more relaxed compared to traditional short-term loan providers - so you can stress less with Fundo.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
