$300 - $2000
Pay over the duration of up to 180 days
establishment fee 4% monthly fee
between $300 - $2000
Pay over the duration
of up to 180 days
20% upfront establishment
fee 4% monthly fee
Loan Amount of $1,000 up to 180 days repayable weekly (20 weekly repayments). $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly instalments of $70.00.
Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Need a short term loan quickly? We can help!
We offer short term money loans ranging from $300 to $2000 — perfect for covering unexpected expenses within a short period of time.
Even if you’ve had prior credit issues, we may still be able to assist. We know that a past credit incident doesn’t necessarily affect your ability to make repayments today — but it can make it difficult to secure a loan of any kind, particularly a short term one. That’s why we’re an alternative lender that provides options for borrowers who need quick cash and may have been shut out of other options.
Importantly, here at FUNDO, we can get you the cash quickly. If your application for a short term cash loan is approved, we can transfer the funds to your account within an hour. We understand that if you’re applying for a short term loan, you need cash in a hurry — so we don’t believe there’s any benefit to stretching out the process.
What is a Short Term Loan?
We want to make sure it’s as easy as possible for you to apply for one of our loans. Paperwork should be a thing of the past, and we’ve done everything we can to get rid of it.
We’re usually able to provide very fast approval on your loan applications. We understand that if you’re applying for a loan, then you need cash quickly, and we want to be able to give it to you as soon as possible.
Everyone’s circumstances are different — that’s why we have flexible payment schemes on our short term cash loans, to suit your particular needs.
Short term loans can be challenging to secure. Many financial institutions refuse to deal with the hassle — they are only interested in longer-term loans so they can maximise the money they make through interest on the repayments.
And then, if you can access one, you’re often faced with mountains of paperwork, long waiting times, and even in-person interviews with financial managers. All of these factors affect the approval of your loan, and it isn’t even guaranteed! You can end up waiting in line all day, only to leave without the loan you really needed.
There are longer-term implications too. When you need to meet immediate costs, you don’t necessarily want or need to be saddled with debt for months or even years for a very short-term expense. It can affect your credit score and ability to secure other loans in the future.
But here at FUNDO, we’re short term lenders, providing fast cash loans , no-credit check loans, same-day loans and more. The days of dealing with complex applications and fussy financial bureaucrats are gone. So if you need cash today, FUNDO offers you an easy, fast, and smart way to secure small short term loans.
How to Apply
for a Short Term Loan
Here at FUNDO, we’ve perfected short term lending. We’re straightforward and transparent in our processes, so you’ll be able to know whether you’ve been approved or not rapidly, without the needless drama.
With easy online applications that are stress-free and only take minutes to fill out, we think you’ll be pleased with how easy FUNDO is to deal with.
Short Term Loan
- You need to meet our minimum requirements.
- You must be at least 18 years old.
- You must provide proof of regular income of at least $300 per week.
- Your regular income must come from a part time or full time job.
- Government benefits such as Centrelink are cool too. Your income cannot be from Centrelink or pension only.
- We pride ourselves with our quick, short-term loan approval process. But you have to help us out mate! Be sure to include the details below to help us speed up your loaning experience with Fundo.
- Details of your regular income.
- Details of your government benefits.
- Personal Identification (Australian Drivers Licence, Proof of Age Card, Passport).
- Bank account details including your Bank, Account Name, BSB, and Account Number.
Transparent and Flexible
Short Term Loan Repayments
Here at FUNDO, getting one of our short cash loans approved is easy. But even better? So is setting your repayment options.
The costs of your loan are laid out to you upfront. There’s no hidden charges or mumbo jumbo in our fast short term loans! FUNDO’s smart user interface allows you to get an instant and clear breakdown of all the fees involved in your short term loan, as well as the repayment details.
To top it off, you can customise your repayment schedule to fit your needs. With Fundo, you are in control!
We will also send you a friendly reminder when your payment schedule is coming up, so you’ll never need to worry about missing a payment.
FUNDO helps you borrow the money you need, when you need it. Repayments are easy too! So what are you waiting for? FUNDO it!
and gamified experience
Say goodbye to dreary processes like churning through paperwork or sending off faxes. Paper-based processes should be a thing of the past — and here at FUNDO, we’re doing our best to keep it that way!
If you want to apply for one of our short-term loans in Australia, all you need is a mobile or desktop device, and an internet connection. Everything else is made easy!