Short Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can be challenging to manage, and you might have considered applying for short term loans to address these financial gaps. However, finding a loan that fits your budget and needs can be time-consuming, especially when it comes to traditional lenders.
Fundo’s short term loans are a great alternative for covering unexpected one-time expenses. Fundo offers short term loans with fast approval and flexible repayment plans. Our loans are designed to be quick and easy, so you can get the financing you need as soon as possible.
Here is what you should know before applying for short term loans.
Getting approved at traditional lending services like banks can be tricky or time-consuming, especially when they have strict requirements for your credit history or financial background.
However, thanks to new technology and the internet, applying for short term loans from alternative lenders has become more accessible.
At Fundo, you can apply for a short term loan within minutes, at any time, and from the convenience of your mobile phone. We understand that if you’re applying for a short term loan, you need cash immediately, so we want to provide it as quickly as possible. If we receive your application within business hours, your loan application can be reviewed, approved, and disbursed to your nominated account on the same day.
While we promote quick funding and flexible repayment, we understand that finance should also benefit you long-term. At Fundo, we advocate for your financial literacy and help you develop sustainable spending and savings habits through our Fundo Score.
Our Fundo Score incorporates a fun, game-like credit score system that increases when you make good financial decisions, like repaying a loan on time or early, referring our service to a friend, and leaving a review. You can even boost your Fundo Score if you don’t have too many loans with other providers. However, your score can decrease if a payment method fails or you fail to honour the repayment schedule. It’s simple – your Fundo Credit Score will increase if you make intelligent decisions.
Whether you want to learn more about payday loans , personal loans , or bond loans , or if you wish to apply for a short term loan right now, find out how Fundo can help.
At Fundo, you can borrow up to $5,000 through our loan options like short term loans, fast money loans, and same day loans . Fortunately, these quick loan options can cover most of the one-off or unforeseen expenses like vehicle expenses or a holiday vacation.
If you need cash right now, then no worries. It is straightforward to apply for a short term loan with Fundo. To be eligible for a Fundo loan, you must:
Our loans are generally based on these criteria. We may ask for additional information or documentation depending on the type of loan you are applying for. To begin, simply fill out our online application form.
Moreover, if you want to learn about financial wellness, monitor your Fundo Credit Score, or manage your short term loan, you can do so and more on our interactive dashboard.
The average repayment period varies depending on the loan amount and how quickly the repayments are made. Instead, we tailor your repayment schedule based on your individual financial circumstances. You’re in control of your financial decisions, and we’re here to help facilitate.
For example, if you borrow $1,000 from Fundo and want to repay it over 180 days, you may, subject to approval. However, you don’t have to worry about any Fundo loan repayment schedule.
Even better, you are informed of the costs of your loan in advance. We don’t hide any fees, charge you unnecessarily, or blind side with technical jargon. We provide a clear breakdown of all the costs involved in your short and medium term loan and the repayment details.
For more information about our quick loans, loan eligibility and requirements, or even advice on which loans are suitable, please contact us at any time. Please feel free to contact us by phone 1800 161 391 or by email ( hello@fundo.com.au), or you can use our live chat option.
Isn’t it time to get started? Whether you need fast emergency loans or last minute loans , we have a streamlined application process specifically designed for you. We even offer a 3-Click Apply option for returning borrowers.
Need a teeny tiny loan up to $5,000? Apply now!
Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as investment advice or recommendation. Any commentary views are subject to change without notice at any time.
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and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
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application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
