$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Short Term Loans

Unexpected expenses can be challenging to manage, and you might have considered applying for short term loans to address these financial gaps. However, finding a loan that fits your budget and needs can be time-consuming, especially when it comes to traditional lenders.

Fundo’s short term loans are a great alternative for covering unexpected one-time expenses. Fundo offers short term loans with fast approval and flexible repayment plans. Our loans are designed to be quick and easy, so you can get the financing you need as soon as possible.

Here is what you should know before applying for short term loans.

Are short term loans easy to get approved for?

Getting approved at traditional lending services like banks can be tricky or time-consuming, especially when they have strict requirements for your credit history or financial background.

However, thanks to new technology and the internet, applying for short term loans from alternative lenders has become more accessible.

At Fundo, you can apply for a short term loan within minutes, at any time, and from the convenience of your mobile phone. We understand that if you’re applying for a short term loan, you need cash immediately, so we want to provide it as quickly as possible. If we receive your application within business hours, your loan application can be reviewed, approved, and disbursed to your nominated account on the same day.

While we promote quick funding and flexible repayment, we understand that finance should also benefit you long-term. At Fundo, we advocate for your financial literacy and help you develop sustainable spending and savings habits through our Fundo Credit Score.

Our Fundo Credit Score incorporates a fun, game-like credit score system that increases when you make good financial decisions, like repaying a loan on time or early, referring our service to a friend, and leaving a review. You can even boost your Fundo Credit Score if you don’t have too many loans with other providers. However, your score can decrease if a payment method fails or you fail to honour the repayment schedule. It’s simple – your Fundo Credit Score will increase if you make intelligent decisions.

Whether you want to learn more about payday loans , personal loans , or bond loans , or if you wish to apply for a short term loan right now, find out how Fundo can help.

What is the maximum amount I can borrow from short term and medium term loans?

At Fundo, you can borrow up to $5,000 through our loan options like short term loans, fast money loans, and same day loans . Fortunately, these quick loan options can cover most of the one-off or unforeseen expenses like vehicle expenses or a holiday vacation.

If you need cash right now, then no worries. It is straightforward to apply for a short term loan with Fundo. To be eligible for a Fundo loan, you must:

  • be at least eighteen years old when you apply;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $1000/fortnight in regular income, excluding government benefits;
  • be able to meet repayment deadlines; and
  • not be at risk of financial problems when borrowing from Fundo.

Our loans are generally based on these criteria. We may ask for additional information or documentation depending on the type of loan you are applying for. To begin, simply fill out our online application form.

Moreover, if you want to learn about financial wellness, monitor your Fundo Credit Score, or manage your short term loan, you can do so and more on our interactive dashboard.

How long is the average repayment period for short term and medium term loans?

The average repayment period varies depending on the loan amount and how quickly the repayments are made. Instead, we tailor your repayment schedule based on your individual financial circumstances. You’re in control of your financial decisions, and we’re here to help facilitate.

For example, if you borrow $1,000 from Fundo and want to repay it over 180 days, you may, subject to approval. However, you don’t have to worry about any Fundo loan repayment schedule.

Even better, you are informed of the costs of your loan in advance. We don’t hide any fees, charge you unnecessarily, or blind side with technical jargon. We provide a clear breakdown of all the costs involved in your short and medium term loan and the repayment details.

For more information about our quick loans, loan eligibility and requirements, or even advice on which loans are suitable, please contact us at any time. Please feel free to contact us by phone 1800 161 391 or by email (, or you can use our live chat option.

Isn’t it time to get started? Whether you need fast emergency loans or last minute loans , we have a streamlined application process specifically designed for you. We even offer a 3-Click Apply option for returning borrowers.

Need a teeny tiny loan up to $5,000? Apply now!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as investment advice or recommendation. Any commentary views are subject to change without notice at any time.