Emergency Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Applying for a loan can be a long and tedious process. It will require you to fill out an application, submit some documents, and wait patiently until someone gets back to you - and it can sometimes take days.
When you’re trying to get an emergency loan, you don’t have time to wait for answers or jump through hoops, what you need is access to a cash loan ASAP.
With Fundo, you can get the money you need quickly and easily to address your financial emergency promptly. Our application is simple and completely online with fast processing times - sometimes as fast as three minutes or fewer!
Read on to learn more about emergency loans and see if it’s the right fit for you.
Borrowing from online lenders in an emergency can be a good option if you need access to quick loans and have no other sources available. There are a lot of online loans that offer more flexible terms and faster processes than traditional banks and credit unions.
However, before you take out any loans, it is important to read all loan documents carefully and understand exactly what you’re committing to before signing any contracts.
At Fundo, we offer emergency fast cash loans for all sorts of purposes, whether education loans, dental loans , personal loans, or even a home renovation loans
Yes! Online lenders like Fundo are often able to process loans quickly, meaning if you need money urgently, you can receive the funds you need within twenty-four hours - you could even be funded within the hour or in 60 seconds!
Additionally, it is essential to consider the interest rates and fees associated with the loan, as these can add up quickly and significantly increase the cost of the loan. It is always a good idea to compare different lenders and their offers before making a decision.
When you take out a loan with Fundo, you get your funding as soon as possible – usually within the same day. Our entire process is conducted online, and our eligibility criteria aren’t as stringent as traditional providers of short term loans .
Our requirements are that you’re over 18 years of age and can prove an income of $1,000 per week be it from employment, government benefits, or other taxable (i.e., not cash in hand) sources. You must also show that you can make repayments on time and will not place a financial strain on yourself by taking out a loan. Fundo also makes it possible for people with low credit scores to borrow money with our bad credit loans .
Our goal is to make applying as easy and simple as possible while providing fast small loan funding. You can apply at any day and time as our online form is available 24/7 but keep in mind that applications are processed from Mondays to Saturdays.
This presupposes there is an “average” loan - many banks will be reluctant to provide fixed term loans under $5,000. If you were to ask for a $500 loan from a bank, they would either tell you to take out a high-interest credit card cash advance or go into overdraft, both of which carry extremely high fees.
The cost of urgent emergency loans can vary widely depending on the type of loan and the lender. Emergency online loans often have higher interest rates and shorter repayment terms, meaning that the total cost of the loan may be higher in the long run.
Additionally, some lenders may require more stringent criteria for last minute loans, such as a higher credit score or a larger down payment, while others may impose hidden fees. The key to choosing the right lender is to shop around and compare rates from different lenders to ensure you are getting the best deal available.
One of the best things about Fundo is that everything is upfront. We do our best to avoid any confusing legal talk, jargon, or anything that could make the application and loan process complicated. We also understand that everyone has different monetary situations, so we offer products like emergency loans to suit each of our client’s needs.
Our loans come with flexible repayment plans, typically with an upfront establishment fee that’s calculated on your principal and a monthly fee.
With your Fundo personalised account dashboard, you can manage your account easily. We make it easy to update your account, make or reschedule payments, and keep track of your loan information. You’ll never need to wonder about your loan balance, loan duration, or even your payment dates anymore.
We also have a dedicated customer service team who’s happy to help and answer any questions by phone or email during business hours.
As long as you want fast and simple emergency loans, go to Fundo. We’re here to help tide you through tough financial times with our teeny, tiny loans. As long as you’re approved for a loan, there’s no more need for you to worry - you’ll be sorted and ready to take on what’s next!
Come and join thousands of happy Australians who have trusted us enough to take out their loans with us.
Need money ASAP? Apply for funding with Fundo!
Disclaimer: The opinions expressed in this article are strictly for informational and entertainment purposes only, and should not be construed as financial advice. Any commentary views are subject to change without notice.
Everyone is unique and so is their financial and life situation. Though some people may see a broken laptop as a mere inconvenience, for others, it’s the primary way they conduct business and make their income to support their families. You can apply for an emergency loan for virtually any reason, as long as the expense is sudden, urgent, and unavoidable (from your perspective, not ours!) This could mean paying for a rental bond, security deposit on accommodation, emergency or urgent travel, replacing an appliance such as a fridge or heater, repairs on your car or electronics, school expenses, medical bills, dental bills, or home repair or renovation expenses. Whatever the cause of your bill stress, we can make things easier with a loan ranging from $500 to $5,000! You can rest easier with a Fundo small loan.
Yes! Fundo can help with an emergency loan if you are over 18, are an Australian citizen or resident, and make over $1,000 in income each fortnight as a minimum. This can be from work, self-employment, Centrelink, Veteran’s payments, or any other form of provable income. We will also ask if you can pay back the loan on time and in full without going into deeper debt or hardship. That’s all it takes!
Unless you say yes to a credit check, we unfortunately don't have the power to peek into your credit history. Guess what? Fundo has this amazing ability to determine if you're a good fit for a small cash loan ranging from $500 to $5,000. We've got our very own scoring system called the Fundo Score that does the trick. The Fundo Score considers your current financial situation instead of focusing on your past. This means you can confidently apply for an emergency cash loan, even if your credit history is less than perfect.
On average, our Fundo dashboard and secure application system takes about three minutes to complete if you have all your financial information and ID on hand. Simply click the ‘Apply Now’ button on our homepage, fill out the form with your information, and you’ll be considered for a loan in just a few minutes. You could have the funds deposited in your account in under 60 seconds!
No - in fact, it’s in all likelihood a scam. If you get an email or phone call posing as Fundo, or any other lender or bank, report it to us immediately by forwarding the email to hello@fundo.com.au and/or Scamwatch. We only offer loans after a successful application and signing of a loan agreement.
You'll have the money deposited straight into your chosen bank account. And hey, that's the same account you'll use to pay back the loan, unless you tell us otherwise. How convenient is that?
We offer small and medium loans ranging from $500 to $5,000. Smaller loans ($500-$2,000) have six month maximum terms, while medium loans ($2,001-$5,000) have up to two year terms. Remember: longer terms means accruing more interest. Read our latest loan terms and conditions for the latest rates and fee schedule.
If you're looking for the best online money lenders in Australia, Fundo is the way to go. Our online loans are a breeze to apply for and get approved quickly. What's even better is that you can do everything from the cozy confines of your own home and sometimes get the money on the very same day! That’s how Fundo puts the fun back into funding!
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
