Furniture Loans
Same day funds up to $5,000
Same day funds up to $5,000
Are you settling into a new home or considering refreshing your space with stylish new furniture? Maybe your old furniture is rundown and about to fall in on itself! Furnishing and decorating a house or unit can quickly lead to rising costs, no matter where you choose to shop!
At Fundo, we’re ready to assist you. Our straightforward furniture loans eliminate the hassle of furnishing your space, letting you relax and appreciate your stunning new pieces sooner. If you're looking for a new bed, sofa, table, armchair, or an entire lounge or bedroom suite, a straightforward small cash loan for furniture ranging from $500 to $5,000 from Fundo can help you achieve that quickly - and we mean fast!
Curious about the advantages of a Fundo loan? Here’s a quick overview:
At Fundo, we prioritise responsible lending. We need to verify that you can manage your repayments comfortably without facing any difficulties or stress.
To qualify for a furniture loan with us, you’ll need to:
If this sounds like you, you can apply for a Fundo loan using our self-service dashboard, day or night, any day of the week. You could be done and dusted within three minutes! If you agree to your loan contract and have PayID enabled on your bank account, you could get the funds in under 60 seconds! That’s Fundo fast.
Applying for a furniture loan with Fundo is straightforward and hassle-free. You can apply anytime, from anywhere, with our online application through the Fundo Dashboard. Applications are approved from Monday to Saturday, and those received during regular business hours are processed the same day!
All we need is to verify your identity. You will need to have the following documents or information handy for you to submit your application online, you will require:
Remember, honesty is the best policy! Fundo is here to help, so please be as accurate as possible when describing your financial situation. Remember, we help bad credit customers with furniture loans too!
Need a fast and easy loan for furniture purchases? Discover Fundo. We offer same day loans, small short-term loans, no credit check loans, and fast cash loans to help you access what you need quickly.
Our approachable and skilled team is always ready to assist. If you have questions regarding our loan options or eligibility, feel free to reach out to us today during our office hours - we’re open seven days a week!
Absolutely, you can! There's no need to worry if your credit report isn't perfect or is viewed as “bad” by banks and traditional lenders. There's no need for concern at Fundo! Your credit history alone doesn't fully reflect your financial situation. We strive to provide you with the car repair loan funds you need, so you can get comfy in your new furniture in no time!
For small cash loans between $500 and $2,000, we charge a set fee schedule that is governed by regulation. You will have a minimum of 5 weeks to a maximum of 20 weeks to make repayments. For medium cash loans of $2,001-$5,000, you will have a maximum of 26 weeks to repay the loan. You can opt for any length of repayment terms within these timeframes. Keep in mind that longer terms means more fees and interest charges (only applies to medium cash loans.) Your fee schedule will be explained in clear and plain language in your loan agreement.
Absolutely, it's quite straightforward! Simply open the Fundo Dashboard and input your details, including contact information and loan amount. If you meet the criteria and submit your application during business hours, you could receive your funds in just 60 seconds after accepting our terms. Our past customers can apply in three easy steps. The dashboard is accessible on iPhone, Android devices, tablets, PCs, Macs, laptops, and iPads with internet connectivity.
At Fundo, we go beyond traditional credit checks by developing our own scoring system, the Fundo Score, to evaluate your financial situation. This enables us to approve a greater number of customers more frequently, including individuals with poor credit or those dependent on Centrelink payments. We will inform you ahead of time if we need to check your credit, and only proceed with your consent.
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.