$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Home Renovation Loans

Whether you’re looking to make some simple improvements to your home, embark on a complete overhaul or prepare your home for sale for a tidy profit, a FUNDO home renovation loan will provide you with the funds to help you design the home you’ve always dreamed of. Property in Australia is a hot commodity, and with a modern renovation, you can increase the value of the home you live in or an investment you hold.

How to apply for a renovation loan?

At FUNDO, we’ve made getting a home renovation loan in Australia as straightforward as possible. Whether you’re at work, taking a lunch break or in the middle of selecting paint swatches, applying online takes only a few minutes — simply create an account with some details about yourself.

With no complicated jargon, stacks of paperwork or long waiting periods, you can get the home renovation loan you need to spruce up your house in no time.

What details do I need to provide for a renovation loan?

Many things can come up when you’re in the middle of a home reno. Do away with mountains of forms and paperwork, and provide us with a few details about yourself online to get started and receive your funds sooner.

With no complicated jargon, stacks of paperwork or long waiting periods, you can get the home renovation loan you need to spruce up your house in no time.

  • Personal ID (Australian driver's licence, passport, proof of age card etc.)
  • Details of your employment and income
  • Information on any government benefits you may receive
  • Where to send you the money — your bank account details

Am I suitable for a home renovation loan?

As a responsible lender, we’ll always ensure you can make your repayments on time without stressing about your finances. To check whether you’re a good candidate for a home renovation loan, you’ll need to meet a small number of requirements.

  • Be an Australian citizen or permanent resident.
  • You must be at least 18 years old.
  • Earn a minimum of $500 per week, most of which cannot come from Centrelink or pension benefits.

Transparent renovation loans from the start

Get your home in order with the help of a FUNDO home renovation loan. While applying for a loan online is easy, our affordable weekly and monthly repayments make paying it off even easier. If you simply need some extra help and don’t want to be saddled with a long term loan, a FUNDO short term renovation loan is suitable for you.

We’ve made our short term loans as clear and transparent as possible. We’ll inform you how much your repayments will be and the overall costs from the outset. There are no hidden fees or details, so you can stay ahead of your payments without worrying about surprise costs.

Whether you prefer to pay weekly, fortnightly or monthly, you can adjust your repayment schedule to match your needs and stay in control. You’ll get a comprehensive snapshot of your loan from your account and review your FUNDO credit score, so there are no surprises.

Get a helping hand from FUNDO

When you’re in a pinch and need a little help to get out of a small moment of strife, consider our fast cash loans , short term loans , no credit check loans and same day loans. FUNDO is a helpful service to have in your back pocket, with thousands of positive reviews and exceptional customer service from our Australia-based team. Apply for a home renovation loan today and keep your home at its best.


A home renovation loan is a loan that can be used to finance home renovations. They are often used to pay for a wide range of home renovation projects, from painting the walls to installing a new roof.

At FUNDO, we’re committed to improving the lives and homes of Aussies across the country. We make it easy and simple for you to apply for a renovation loan online at your convenience with a fast turnaround. If you’re a good candidate for a personal loan and apply during business hours, you’ll often see the funds you need in your account on the same day.

Our teams are based in Australia and will give you exceptional customer service from application to your final payment. With thousands of positive reviews, you can enjoy peace of mind with FUNDO’s home renovation loans in Australia.

While managing a home renovation can be difficult, applying for a home renovation loan couldn’t be simpler. To apply for one of our loans, you’ll need to be an Australian citizen or permanent resident, aged 18 and over, pass a credit check, be gainfully employed, earn a minimum of $500 per week and make all your repayments without undue financial hardship or stress.

Applying for a renovation loan is handled online, but if you have any questions, don’t hesitate to contact us over live chat, via email at or by calling 1800 161 391 — we’re happy to help.