Privacy Statement

Fundo Loans Pty Ltd

Fundo Loans Pty Ltd ACN 604 639 143 (Trading as “Fundo Loans”) is committed to ensure the confidentiality and security of your personal information. Our Privacy Policy, which details our handling of information, is available upon request or by accessing our website.

The Entity Collecting The Information

The identity and contact details of Fundo Loans are as follows:

Fundo Loans

Level 9, 46 Kippax Street, Surry Hills, NSW 2010 Australia

Email: hello@fundo.com.au

Phone: 1800 161 391

Website: www.fundo.com.au

Circumstances of Collection

We will be collecting personal information about you from your computer, mobile device, website enquiry or credit application, email, letter or telephone enquiry.

We may also collect personal information about you from third parties such as banks and other financial services providers, electronic identity verification services and credit reporting bodies, or from a person with whom you hold a joint bank account.

Consequences of Not Providing Us with the Information

If you do not provide some or all of the information requested by us, we may be unable to provide you with a product or service.

Purposes of Collection

We may collect personal information about you to:

  • Assist us in providing you with credit
  • Verify your identity and financial situation
  • Assess whether our credit products are suitable for you
  • Assess any applications by you for credit
  • Managing credit provided to you or collect overdue payments from you
  • Provide you with our promotional material
  • Protect our business and other customers from fraudulent or unlawful activity
  • Conduct our business and perform other management and administration tasks
  • Consider any concerns or complaints you may have
  • Bring, defend, or manage any legal action involving you and Fundo Loans
  • Comply with relevant laws, regulations and other legal obligations, including the National Consumer Credit Protection Act 2009 and
  • Help us improve our products and services, and to enhance our overall business.

Who will the Information Be Disclosed to?

The types of organisations to whom we may need to disclose your personal information to include:

  • A related entity of Fundo Loans Pty Ltd
  • An agent, contractor or service provider we engage to carry out functions and activities in connection with approving or administering credit products or services, such as our electronic verification service, lawyers, accountants, debt collectors or other advisors
  • Organisations involved in a transfer or sale of all or part of our assets or business
  • Organisations involved in managing our payments, payment merchants and other financial institutions such as banks
  • Regulatory bodies, government agencies, law enforcement bodies and courts
  • Your financial institutions, referee(s), employer, co-account holder or authorised signatory and
  • Anyone else you authorise or we are required by law to disclose to.

We will only disclose your personal information to these organisations to enable them to undertake specified management, administration and advisory services or otherwise in accordance with the law.

Your Rights

Our Privacy Policy contains information about how:

  • You may access to information, including credit information, held about you;
  • You may seek the correction of information, including credit information, about you; and
  • You may complain about a breach of the Privacy Act, including the APPs and the Credit Reporting Code; and
  • We will deal with a privacy complaint

Marketing Material

We may use the personal information received from our customers to send marketing material from time to time, unless you elect not to receive the material. We will not provide your information to any third party other than in accordance with our Privacy Policy. We will not use credit information for the purposes of direct marketing.

Credit Reporting

We may also disclose personal information (including information about your credit liabilities, repayments and defaults) to Credit Reporting Bodies (CRBs). We may also collect this information from CRBs.

Information about credit reporting, including the contact details of the CRBs we deal with, how we or a CRB may use your information, how to access our policies and your rights in relation to your credit-related personal information, is available at Privacy Consents & Electronic Authorisation.

You can request this information in hard copy by contacting our Privacy Officer.

Apply, approved
and funded - in minutes

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Quick Application
Complete your app in just 5 mins²
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Instant Approval
Same day approval for apps made during business hours³
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Funds in 60 secs
Sign your contract and get money fast¹
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Green tick mark icon Safe and Secure. 5 min application²

See why our customers love us

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Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
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Very easy to apply and money was transferred within the hour
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Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple. Thanks, Fundo!
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Green tick mark icon Safe and Secure. 5 min application²

Fundo Score

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Improve your score and chance
for a new loan.

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Apply Now White arrow right icon
Green tick mark icon Safe and Secure. 5 min application²

Fundo loan example

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Borrow between
$500 to $5,000
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Flexible
payment terms
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No hidden fees
payout early for discount
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Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee4

Example6
RepaymentsWeekly
Term20 weeks
Loan Amount$1,000
Establishment fee$200
Total monthly fee (over 20 weeks)$200
Total repayable$1,400
Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5

Example6
RepaymentsFortnightly
Term2 years
Loan Amount$2,500
Establishment fee$400
Total interest (over 2 years)$1,553
Total repayable$4,453
Fortnightly repayment$85.63

4 Fees are based on loan principal advanced.

5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now White arrow right
Green tick mark icon Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Need more help?

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We typically respond within 2 min or sooner.