Online debt consolidation loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Individual small debts are generally quite manageable. You make your repayments regularly, and then it’s dealt with. But if you’ve got several of these small debts simultaneously, then the cost can start adding up very rapidly. Making multiple repayments to multiple creditors can become needlessly expensive, particularly once you factor in the costs of interest and other fees.
And when you’ve got debt hanging over your head, it’s not just a question of financial stress, either. It can have real-world effects on your credit rating and potentially prevent you from securing other loans in the future.
That’s where taking out a small consolidation loan with FUNDO can come in handy. Here at FUNDO, we offer loans of $500-$5000, allowing you to pay off your other creditors and effectively consolidate your debt. Rather than having multiple small loans and debts, why not get them out of the way and simply make a single repayment each week instead?
Small debt consolidation can actually be quite tricky when you’re trying to get a bank loan. The amounts involved may be considered “too small” by major lenders, or you may simply have debts with unconventional providers that they don’t necessarily want to deal with.
In these situations, FUNDO’s short-term loans can be an excellent way to get your finances in order and clear out existing debt. Though it’s not necessarily suitable for those with long-term or large-scale debt, it can be an effective way to “clean house” and get rid of annoying, small debts that might otherwise build up rapidly. We don’t recommend it as a long-term solution, but it can be useful for solving short-term debt and preventing it from spiralling further.
At FUNDO, we know that traditional consolidation loans can be quite restrictive — but we offer flexibility so that you can channel funds as necessary. We also think that securing loans should be easy and fair, so that’s why we provide rapid-approval loans that allow you to make payments to your creditors. We also offer small debt consolidation loans with bad credit. We know that previous credit issues don’t necessarily indicate your ability to make repayments now, so we offer loans with virtually no credit checks.
To get started, call on 1800 161 391 — or you can start filling out an application right here on the website.
At FUNDO, we understand that life — and finances — can sometimes be needlessly complex. Previous credit incidents and unfortunate circumstances can leave you with debt that’s not necessarily that big in isolation but is spread across multiple creditors. We know that it can be difficult to secure a dedicated loan to consolidate these smaller amounts — that’s why we offer same day loans that can be used to pay off your creditors.
Formal debt consolidation loans in Australia are generally quite involved processes. The loan provider will contact your creditors and effectively buy out your debt, then offer you a single loan in return which must be repaid. Though these can be quite effective at reducing your overall debt and the repayments you’re required to make, they can also have a detrimental effect on your overall credit rating.
At FUNDO, we don’t take this approach — instead, we provide you with a fast cash loan that can be used to pay off smaller debts.
It’s very straightforward. Just collect the necessary information, and you can get started right here on the website. Our forms can be filled in via smartphone, tablet or computer and generally don’t take more than 5 minutes. Once you’ve completed the application, we’ll be able to tell you almost instantly whether you’ve been approved or not. Best of all, if you’ve applied during business hours, then we can usually transfer the cash to your account within an hour!
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
