$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Online debt consolidation loans

Individual small debts are generally quite manageable. You make your repayments regularly, and then it’s dealt with. But if you’ve got several of these small debts simultaneously, then the cost can start adding up very rapidly. Making multiple repayments to multiple creditors can become needlessly expensive, particularly once you factor in the costs of interest and other fees.

And when you’ve got debt hanging over your head, it’s not just a question of financial stress, either. It can have real-world effects on your credit rating and potentially prevent you from securing other loans in the future.

That’s where taking out a small consolidation loan with FUNDO can come in handy. Here at FUNDO, we offer loans of $500-$5000, allowing you to pay off your other creditors and effectively consolidate your debt. Rather than having multiple small loans and debts, why not get them out of the way and simply make a single repayment each week instead?

Small debt consolidation loans

Small debt consolidation can actually be quite tricky when you’re trying to get a bank loan. The amounts involved may be considered “too small” by major lenders, or you may simply have debts with unconventional providers that they don’t necessarily want to deal with.

In these situations, FUNDO’s short-term loans can be an excellent way to get your finances in order and clear out existing debt. Though it’s not necessarily suitable for those with long-term or large-scale debt, it can be an effective way to “clean house” and get rid of annoying, small debts that might otherwise build up rapidly. We don’t recommend it as a long-term solution, but it can be useful for solving short-term debt and preventing it from spiralling further.

At FUNDO, we know that traditional consolidation loans can be quite restrictive — but we offer flexibility so that you can channel funds as necessary. We also think that securing loans should be easy and fair, so that’s why we provide rapid-approval loans that allow you to make payments to your creditors. We also offer small debt consolidation loans with bad credit. We know that previous credit issues don’t necessarily indicate your ability to make repayments now, so we offer loans with virtually no credit checks.

Find out more about small debt consolidation loans with FUNDO today

To get started, call on 1800 161 391 — or you can start filling out an application right here on the website.


At FUNDO, we understand that life — and finances — can sometimes be needlessly complex. Previous credit incidents and unfortunate circumstances can leave you with debt that’s not necessarily that big in isolation but is spread across multiple creditors. We know that it can be difficult to secure a dedicated loan to consolidate these smaller amounts — that’s why we offer same day loans that can be used to pay off your creditors.

Formal debt consolidation loans in Australia are generally quite involved processes. The loan provider will contact your creditors and effectively buy out your debt, then offer you a single loan in return which must be repaid. Though these can be quite effective at reducing your overall debt and the repayments you’re required to make, they can also have a detrimental effect on your overall credit rating.

At FUNDO, we don’t take this approach — instead, we provide you with a fast cash loan that can be used to pay off smaller debts.

It’s very straightforward. Just collect the necessary information, and you can get started right here on the website. Our forms can be filled in via smartphone, tablet or computer and generally don’t take more than 3 minutes. Once you’ve completed the application, we’ll be able to tell you almost instantly whether you’ve been approved or not. Best of all, if you’ve applied during business hours, then we can usually transfer the cash to your account within an hour!