$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Fast Money Loans

When you have an urgent financial need, it can be challenging to find help. Traditional lenders, like banks, often have long and complex processes that can take days or weeks to get the money you need.

With Fundo, you can apply for fast money loans during business hours and get the funds you need on the same day. Our straightforward process makes it easy to get the money you need when you need it. In addition to its loan options, Fundo’s services also include our interactive self-service dashboard, unique Fundo Credit Score, and heaps more.

Check out the details about fast money loans and exclusive incentives for upstanding borrowers below.

Is it easy to get fast money loans through lending apps?

For the most part, it is simple to find fast money loans through lending apps, but they can come with steep interest rates or fees hidden under layers of fine print and mumbo jumbo. Fundo makes applying for a money loan with no hidden fees quick and simple.

To be eligible for a loan from Fundo, you must:

  • be at least 18 years old;
  • be a citizen or tax-paying resident of Australia;
  • show proof of regular income of at least $500/week, excluding government benefits;
  • ensure repayment deadlines are met; and
  • not be at risk of financial troubles when borrowing from Fundo.

However, depending on your case, we may ask for additional information or documentation. There are no guarantees that you will be approved for fast money loans with Fundo, only that you are more likely to receive approval if you meet the minimum requirements above.

If you meet the general eligibility of applying for fast money loans or same day loans, you may proceed with our quick application process. First, you have to fill in the amount of money you want to borrow. Afterwards, you must fill out a general information sheet. In just three minutes, you can apply for a Fundo loan. Before you know it, you’ll be done.

What are the easiest loans to get approved for in Australia?

Fundo’s loan options, like payday loans and personal loans, involve easy and simple application and approval processes. These short-term loan solutions can also be an option for borrowers with not-so-great credit scores because we understand that a bad financial history doesn’t necessarily mean you can’t repay your loan now.

These short term loans allow you to develop your credit score with credit reporting agencies and with us through our unique Fundo Credit Score for our valued borrowers. The Fundo Credit Score is designed to help individuals develop sustainable financial habits.

You can improve your Fundo Credit Score by leaving reviews, referring us to friends, and making sound financial decisions (repaying on time or early). Moreover, if you start with little to no loans from other providers, your Fundo Credit Score will generally be higher. The higher your Fundo Credit Score is, the more likely you will be approved for future loans.

On the other hand, if you have a low Fundo Credit score, you are more likely to be declined for same-day loans. Moreover, your Fundo Credit score would drop for each missed repayment period, repayment rescheduled, or failed repayment method.

Our self-service dashboard lets you quickly review your Fundo credit score and important loan details. We encourage you to check it frequently so that you don’t miss any repayment period and to receive regular financial wellness advice and tips.

You can achieve your financial goals by staying vigilant and tracking your Fundo Credit Score.

Do lending apps do credit checks on loan applicants?

Fundo does offer several loan options, such as bad credit loans or no-credit-check loans that do not specifically require a credit check for the loan application. However, your credit score influences the other types of loans we provide. Responsible lending is often determined by credit score and credit history.

We understand that a bad credit score doesn’t necessarily mean you can’t repay a loan. But we also want to ensure that you make financially sound decisions with Fundo.

Fundo doesn’t automatically reject applications without consideration. Applicants with poor credit ratings are less likely to get approved for bad credit cash loans if borrowing money from us puts them in a financial bind.

Applicants who have demonstrated their ability to repay their loans on time are more likely to be approved for cash direct loans.

Whether you have questions about education loans or emergency loans, our credit consultants can assist you. We are available by phone and email from 9.00 a.m. to 6.00 p.m., Mondays through Fridays, and from 9.00 a.m. to 5.00 p.m. on Saturdays.

Your funds may be available within a few hours if everything is in order when you apply during business hours. Fundo offers more than you may expect if you’re looking for fast money loans.

Apply now to get the funding you need from Fundo!

Disclaimer: The opinions expressed in this article are strictly for informational and entertainment purposes only and should not be considered straightforward investment advice or recommendations. Any views or information expressed are subject to change without notice at any time.