$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Cosmetic Surgery Loans

You deserve to look and feel your very best. But with the average price of cosmetic work climbing higher and higher, the procedures you so desperately want might feel totally inaccessible.

Inaccessible without FUNDO, that is!

With a cosmetic surgery loan between $500 and $5,000, FUNDO can give you instant cash to pay for any procedure. And with flexible repayment rates and budget-friendly rates, we’re one of Australia’s favourite providers of fast cash loans — just ask our happy customers!

Getting cosmetic surgery loans in Australia

Small short term loans from FUNDO flip conventional lending processes upside down. As long as you're 18 years of age and a legal resident of Australia, you’re eligible to get approval on loans up to $5,000. Successful applicants get their cash within 24 hours or less and can instantly spend it, however (and wherever) they choose.

Each of FUNDO’s lenders works with applicants on an individual basis and can instantly decide on your borrowing application. All you need to do is log into your dashboard, check your FUNDO credit, and make your repayments as expected.

You don’t need to pinch yourself. It really is that easy!

The benefits of personal loans for cosmetic surgery

Cosmetic surgery can boost your confidence in every possible way. So why can’t your personal loan do the exact same thing?

  • Cosmetic surgery isn’t just for the rich and famous. FUNDO makes it possible to get cosmetic surgery loans with no credit check in Australia, which means you can access funding regardless of your financial history.
  • Have your cake and eat it too! FUNDO’s repayment schedules range up to 180 days or less, which means you only need to worry about payments for six months or less. Our loan work was built for everyone!
  • Did you know FUNDO can actually build up your credit score? It’s true! Make your monthly payments on time, complete your cosmetic procedures, and watch your score (and your body) hit all new highs.

Get the look of your dreams without the price tag of your nightmares. It all starts with FUNDO!

How to apply for a cosmetic surgery loan today

As an equal opportunity lender, FUNDO offers cosmetic surgery loans for unemployed persons on Centrelink, Australians with low credit scores, and those in unique financial situations. In other words, we keep it simple!

Here’s what this looks like:

  • You fill out an online application for a cosmetic surgery loan. We’ve got all the tools you need to upload documents and images, so follow the on-screen instructions as prompted. It takes a few minutes to complete, so don’t worry about bedding down for all-nighters.
  • Sit back, relax, and wait for one of our lending pros to get back to you. They might ask some clarifying questions before they issue your answer. And since they don’t take long to respond, you can get on with your day ASAP!
  • If your application for a loan for cosmetic surgery is approved, congrats! The money will be in your account within minutes!

Apply for FUNDO’s no credit check loans today!

The best loans for cosmetic surgery start with FUNDO

Ready to unveil the new you with a little help from FUNDO? Call us at 1800 161 391 to learn more about same-day loans , or email us at We can’t wait to see your new look!


Yes! FUNDO’s fast cash financing for cosmetic surgery ranges between $500 and $5,000. Pick the amount you need, submit all required info, then get your cash in as little as one business day. All Australian citizens over 18 can be considered!

At FUNDO, we make applying for cosmetic surgery lending easy with a quick online application. This application will ask for certain bank details, your driver's licence or ID, and your account statements over the last few months. Once you hit submit, our lending pros will take it from there!

The best cosmetic surgery loans provide fast cash, easy applications, and near-instant approvals. With FUNDO, you’ll get all of this and more!

FUNDO believes that everyone deserves a second chance at financing. Regardless of your financial history, our lending officers will evaluate your situation on an individualised basis. We genuinely care about your success!

Same-day loans from FUNDO take only minutes to apply and just hours to receive. We refuse to overcomplicate things by only focusing on what matters: your income, your bank statements, and your borrowing amount. Best of all, FUNDO’s cosmetic surgery loans have no credit checks. All it takes is a single phone call to get started!