$300 - $2000
Pay over the duration of up to 180 days
20% upfront
establishment fee 4% monthly fee
between $300 - $2000
Pay over the duration
of up to 180 days
20% upfront establishment
fee 4% monthly fee


Loan Amount of $1,000 up to 180 days repayable weekly (20 weekly repayments). $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly instalments of $70.00.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Cash loans with bad credit

Getting a loan can be difficult at any time — but if you’ve got bad credit, it becomes a massive headache! Putting up collateral, having to go through reams of paperwork and sourcing obscure documents — only to get turned away just because you’ve previously had an issue? Here at FUNDO, we don’t think that’s fair.

That’s why we’re a leading provider of bad credit loans in Australia. At FUNDO, we know that mainstream lenders often disproportionately punish bad credit. They can add onerous lending conditions and restrictive terms — so even if you manage to get a loan, you can find yourself locked up with needless terms and conditions for far longer than necessary.

That’s why access to small loans for bad credit is so important — so if you need some fast cash, why not get in touch with FUNDO? If you’ve previously been turned away from other lenders due to prior credit incidents, we offer same day loans of $300-$2,000 with near-instant approval.

Looking for a small bad credit loan? Look no further

We know bad credit isn’t always the result of financial missteps. If you’re young and don’t have much of a credit history — or if you haven’t really needed to take out loans previously — you might be in a position where mainstream lenders are unwilling to take a “risk”. The same goes for people who are self-employed or have seasonal income streams — when you don’t fit the standard mould, securing finance can be a much trickier process.

But we think getting your hands on finance should be a much more straightforward process. Our loans contain virtually no credit checks and get rid of the excess hassle too. After all, you just want a quick bad credit loan — not a masterclass in red tape!

Turning bad credit loans into a good credit history

Borrowing from FUNDO can also help you build — or rebuild — your credit history. People’s lives are storied, and a credit issue yesterday doesn’t necessarily have any bearing on your ability to make repayments today.

Given the relatively small size of our loans — $300-$2,000 — they’re a great way to meet cash shortfalls in the here and now, and are easy to repay. However, they can still clearly demonstrate that you’re a reliable borrower and responsible with cash.

That’s why for some people, bad credit loans can be a gateway back to mainstream lending. If you can demonstrate an ability to repay loans, mainstream lenders will be more inclined to consider your application in the future.

Get a bad credit loan online today

If you’re looking for small cash loans with bad credit and think FUNDO might be right for your needs, why not get your application started today?

It’s easy to apply from your smartphone, laptop or desktop — and if you’ve got all of your details ready, the whole process only takes about 3 minutes! You’ll discover whether you’ve been approved almost instantly, and if you are approved, we’ll transfer you the cash in about an hour.

Get started now — and if you have any questions, simply give us a call on 02 9066 9660 .


At FUNDO, we understand how much of a pain it can be to get a small, short-term loan with flexible conditions. That’s why we provide straightforward fast cash loans that are open to almost everybody, even if you have previously had credit incidents. You can borrow anywhere from $300-$2000 — so why not get in touch today?

Our bad credit loans all have minimal lending criteria, short repayment terms and are available for amounts between $300-$2000 . They’re designed to be easy to access, straightforward to repay, and help you meet short-term cash stopgaps.

Just give us a ring! Call 02 9066 9660 and one of our friendly staff will be more than happy to talk through the process with you. We can also help you get started on an application, too.

It’s easy — just fill out the application right here on our website. Once you’ve got the necessary information, it only takes a few minutes. We’ll be able to tell you extremely quickly whether your loan was approved or denied. And if it was approved during business hours, we can generally transfer you the funds within an hour.

We know that when you need cash, you want it in a hurry. That’s why we’ve worked to make our application a smooth and easy process. When all of your information is at hand, the application itself only takes about three minutes. We’re able to tell you almost instantly whether you’ve been approved — and if you are successful, then the funds can be transferred within an hour. When you borrow with FUNDO, you can be sure that it will be as hassle-free as possible.