Refund Policy

Fundo Loans Pty Ltd

All payments made towards your loan are non-refundable under all circumstances, Fundo Loans Pty Ltd (ACN 604 639 143) trading as Fundo Loans reserves its right to exercise its right to not refund any payments that are:

  • Correctly debited and in line with the customer′s contractual obligation; or
  • Provided to us where the customer has authorised us or our third-party providers to debit the payment.

In the instance where a customer considers that a debit and or payment may be:

  • Fraudulent in nature; or
  • Incorrectly debited; or
  • An overpayment which is outside the contractual obligation,

Fundo Loans may, at its discretion, refund or partially refund the relevant amount.

All customer requests for refund of a payment/s will be considered in accordance with Fundo Loan′s Complaint and Disputes Resolution Statement, which can be found here.

Apply, get approved,
and funded as quick as the same day¹

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Complete
your application
in minutes²
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Loan decisions
made fast, as quick
as the day you apply³
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Funds in as little as 60
secs from contract
acceptance¹
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Over $200 million
in loans already
funded
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See what our customers say

Kim S profile
Kim S
Google

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver

Ellie P profile
Ellie P
Google

Very easy to apply and money was transferred within the hour

Robert D profile
Robert D
Google

Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.

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Fundo loan example

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Borrow between
$500 to $5,000
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Flexible
payment terms
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No hidden fees
Payout early and save on monthly fees
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Funds in as little as 60 secs from contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6 months
20% establishment fee and a flat
4% monthly fee4

Example6
RepaymentsWeekly
Term20 weeks
Loan Amount$1,000
Establishment fee$200
Total monthly fee
(over 20 weeks)
$200
Total repayable$1,400
Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 6 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 63.29% p.a.)5

Example6
RepaymentsFortnightly
Term6 months
Loan Amount$2,500
Establishment fee$400
Total interest
(over 6 months)
$389
Total repayable$3,289
Fortnightly repayment$253.09
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1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.

4 Fees are based on loan principal advanced.

5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

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Important Information

*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.

¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

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