Refund Policy

Fundo Loans Pty Ltd

All payments made towards your loan are non-refundable under all circumstances, Fundo Loans Pty Ltd (ACN 604 639 143) trading as Fundo Loans reserves its right to exercise its right to not refund any payments that are:

  • Correctly debited and in line with the customer′s contractual obligation; or
  • Provided to us where the customer has authorised us or our third-party providers to debit the payment.

In the instance where a customer considers that a debit and or payment may be:

  • Fraudulent in nature; or
  • Incorrectly debited; or
  • An overpayment which is outside the contractual obligation,

Fundo Loans may, at its discretion, refund or partially refund the relevant amount.

All customer requests for refund of a payment/s will be considered in accordance with Fundo Loan′s Complaint and Disputes Resolution Statement, which can be found here.

Apply, approved
and funded - in minutes

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Quick Application
Complete your app in just 5 mins²
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Instant Approval
Same day approval for apps made during business hours³
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Funds in 60 secs
Sign your contract and get money fast¹
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See why our customers love us

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Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
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Very easy to apply and money was transferred within the hour
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Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple. Thanks, Fundo!
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Fundo Score

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Improve your score and chance
for a new loan.

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Fundo loan example

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Borrow between
$500 to $5,000
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Flexible
payment terms
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No hidden fees
payout early for discount
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Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee4

Example6
RepaymentsWeekly
Term20 weeks
Loan Amount$1,000
Establishment fee$200
Total monthly fee (over 20 weeks)$200
Total repayable$1,400
Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5

Example6
RepaymentsFortnightly
Term2 years
Loan Amount$2,500
Establishment fee$400
Total interest (over 2 years)$1,553
Total repayable$4,453
Fortnightly repayment$85.63

4 Fees are based on loan principal advanced.

5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now White arrow right
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Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

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