Extremely Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Are you in need of extremely bad credit loans? If so, you might find yourself facing challenging financial situations where quick access to cash is essential. Unlike traditional lenders, who often impose lengthy processes and rigid criteria, Fundo is here to streamline your experience. We recognize that not everyone has perfect credit, and thatโs why we offer tailored short-term loan options that make financial assistance accessible. No matter your credit history, we are committed to helping you find a solution that suits your needs.
When you seek extremely bad credit loans, look no further than Fundo. We understand the urgency behind your need for short-term funding. Our process is not just fast, it's also designed with your financial well-being in mind. With our self-service dashboard, keep tabs on your loan details and repayments while staying informed about managing your finances effectively. Our vision extends beyond merely providing cash; we want to empower you to manage it responsibly.
By applying for a Fundo loan, youโll experience an efficient application process compared to other lenders. You can repay your loan in up to 180 days, giving you the flexibility to plan your finances. Our borrowers often find that managing their funds responsibly unlocks better borrowing opportunities in the future. Thatโs why we donโt charge early repayment feesโif you can pay off your loan early, go for it!
If you've been looking for instant cash solutions, ensure you check our eligibility criteria. To qualify for our short-term loans, you need to:
Once at Fundo, your path to easy cash begins with filling out our application form online. If you're eager about boosting your chances for approval, make a habit of checking and enhancing your Fundo Score. With each positive financial action, you increase the opportunity for future loans.
Looking for assistance in urgent situations? If your search has included terms related to instant cash loans or instant loans, you've come to the right place. It's time to ease your financial stressโapply for a small loan today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.