Promotional Offer Terms and Conditions

Last updated: July 17, 2026

Cashback Terms and conditions

Cashback promotional offer available to eligible customers who apply for and are disbursed a Medium Amount Credit Contract (loan amount between $2,001 and $5,000) with Fundo Loans Pty Ltd (Fundo) on or before the date specified in the cashback promotional offer. The offer may be withdrawn or changed at any time without notice.

The cashback promotional offer:

  • must be selected at the time of loan application with Fundo;
  • is not transferrable to another person or loan with Fundo; and
  • cannot be used in conjunction with any other offer, promotion, or discount unless explicitly stated in the promotional offer communications.

Reference to a capitalised defined term in these 'Cashback' Terms and Conditions is a reference to the defined term in the Medium Amount Credit Contract Terms and Conditions of your loan contract.

Customers will be eligible for the cashback promotional offer if all of the following conditions are met during the Loan Term:

  • the loan is fully paid out within the Loan Term, including if the customer pays out the loan earlier;
  • all repayments have been made on or before the due date in accordance with the loan contract, unless Fundo agree with the customer to alter the repayment due date/s;
  • no loan repayments are missed, overdue, dishonoured, cancelled, partially paid, or otherwise fails for any reason;
  • the Loan Term is not extended;
  • there has been no Event of Default under the loan; and
  • the loan account does not go into hardship.

If the customer meets all the above conditions, the cashback will be paid to the customer's nominated bank account (as provided to Fundo) within 6 weeks of loan being paid out in full.

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Fundo loan example4

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Borrow between
$500 to $5,000
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Flexible
payment terms
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Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example
RepaymentsWeekly
Term20 weeks
Loan Amount$1,000
Establishment fee$200
Total monthly fee
(over 20 weeks)
$200
Total repayable$1,400
Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)5

Example
RepaymentsFortnightly
Term6 months
Loan Amount$2,500
Establishment fee$400
Total interest
(over 6 months)
$389
Total repayable$3,289
Fortnightly repayment$253.09
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Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.

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