Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re facing an unexpected expense or need to make a one-time payment, trying to find a solution can be stressful. You may have explored other options, but none of them seem to fit your situation. If you only need to borrow a small amount, consider a short-term personal loan to quickly get the funding you need instead of taking out a larger loan.
Fundo is an online lender that offers quick and easy access to cash with flexible payment terms. Our simple online application process and fast decision-making make it easy for you to apply for quick loans or fast money loans. With our loans, you can choose a repayment plan that fits your needs. If hassle-free short term loans are what you need, Fundo can help.
Before you decide to take out a personal loan, it’s important to consider the benefits of this type of financing. Thinking about what you should and shouldn’t use a personal loan for can also help you make a more informed decision. Keep reading for more helpful information about personal loans and how they can impact your finances.
Personal loans can provide access to cash quickly, which can be useful for covering unexpected expenses or paying for a large one-time purchase. Because personal loans are often unsecured, unlike other types of loans like bond loans, you won’t need collateral. This means that they can be easier to obtain than other types of financing, so they’re a convenient option for covering short-term financial needs.
At Fundo, we make it easy and fast for you to access the personal loan funds you need. To get started, simply select the amount you want to borrow and click on the ‘Apply Now’ button. This will take you to our online application form, which you can fill out in just a few minutes. You can complete the application within business hours and receive a decision on the same day. It’s that easy!
It’s best to use a personal loan to cover one-time expenses or purchases; it may not be ideal to use them for ongoing expenses or regular bills as it can lead to a cycle of debt. It’s important to consider your financial goals and needs before taking out a personal loan and to make sure you can afford the monthly payments.
Fundo understands everyone’s financial goals and needs are different; we offer personalised loan solutions tailored to your specific circumstances. When you apply for a loan with us, we’ll take the time to get to know you and your financial goals. We’ll then work with you to create a repayment plan that fits your budget and helps you achieve your financial objectives.
Another thing that sets us apart from others is our self-service dashboard and interactive tools designed to help you take control of your finances and achieve your financial goals. You can view your account balance, make a payment, or change your repayment plan with just a few clicks. Our tools also offer valuable resources and information about financial wellness, like tips for improving your credit score.
Before getting a personal loan – or any type of loan, such as same day loans, cash direct loans, or bad credit loans – it’s important to consider the purpose of the loan, the amount you need to borrow, the interest rate and fees, the repayment terms, and the lender. Taking the time to carefully consider these factors can help you make an informed decision and choose the right loan for your needs.
Another important factor to consider is your credit score, which is what most lenders use to assess your risk as a borrower and determine whether to approve you for a loan and at what interest rate. A higher credit score can make it easier to qualify for a loan and get a lower interest rate, while a lower credit score can make it more difficult to borrow money or result in a higher interest rate.
We also have our very own Fundo Score, which is an interactive tool that allows you to track and improve your score over time by engaging in activities such as leaving reviews, referring friends, paying on time or early, and receiving discounts. As your Fundo Score improves, your chances of getting approved for a loan with Fundo also increase. Because the Fundo Credit Score is different from the credit score calculated by reporting agencies, you can participate without worrying about damaging your credit.
Got more questions for us related to a personal loan? Don’t hesitate to get in touch with our dedicated customer service team. We’ll be more than happy to address your concerns and help you select the right loan deal for you here at Fundo.
Apply now, and we’ll transfer the funds to your account as soon as you’re approved!
Disclaimer: The views expressed in this article are for general informational and entertainment purposes only and should not be considered financial advice. The information is subject to change without notice at any time.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
