Same day funds up to $5,0001
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Award 2024
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When we set a budget, we’re hoping for the best. Sometimes the unforeseen happens - and urgent expenses pop up that we can’t ignore. That’s where Fundo can help. You can get a small personal loan from $500 to $5,000 without the rigmarole of submitting endless documents to your bank or lender and waiting days or weeks for an answer.
Fundo puts the fun back into lending - we offer three-click applications using our 24/7 secure dashboard. The best part is you could have the money in your account in under sixty seconds if you’re eligible and approved. What are you waiting for? Apply now!
As part of Fundo’s commitment to responsible lending, we have a minimum criteria for small personal loan eligibility. You must:
You can apply for a loan online at any time, from any location, with just three clicks. When you visit our website, you'll be asked to fill out a general information sheet and enter the amount you would like to borrow. If necessary, we may ask for additional documentation. If you need help, email us at hello@fundo.com.au or call us on 1800 161 391 between 9am - 6pm Monday to Friday, 9am-5pm on Saturdays or 9am-1pm on Sundays (AEST.)
The fact is that yes - small personal loans have higher interest rates than other types of loans. This is because small personal loans are for relatively small amounts (compared to say, mortgages or car loans) and have relatively short repayment terms (weeks compared to decades.) No matter what kind of loan product you choose, shorter terms and smaller amounts will have higher interest rates compared with longer terms and bigger amounts. This is due to lenders taking on more risk and the cost of lending. At Fundo, we aim to keep our rates as reasonable as possible, and we are upfront and transparent about your interest, fees, and charges.
Yes! We offer a fair go to anyone who needs a small personal loan with bad credit. We use our own credit scoring platform to figure out if you’re eligible. Plus, signing up for a fundo score also means access to great perks and rewards!
A personal loan from a bank or lender is usually for larger amounts (in excess of $5,000) to purchase an asset. In many cases, these personal loans are secured against the asset, like in a car loan. A small personal loan doesn’t require collateral like some personal loans and can be used to buy things you can’t keep, like emergency plane tickets, paying off medical bills, or urgent car repairs.
Yes - we use our own Fundo scoring model to assess whether a small personal loan is right for you. We don’t formally check your credit score without your express permission.
Safe and Secure. Complete app in minutes²
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
Safe and Secure. Complete app in minutes²
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe and Secure. Complete app in minutes²
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I want to borrow ($500 - $5000*)
