$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Online Loans

Most of us in Australia go about our daily lives with enough funds to support our lifestyle, but even so, there are times when we’d need to rely on online loans to pay off unexpected bills or unforeseen expenses. Anything can happen, and peace of mind comes from knowing that there are lenders that can provide you with a personal loans .

However, whether you’re looking for small fast loans through online or physical lenders, the truth is that there are thousands upon thousands of options out there. Fortunately, you no longer have to search far and wide for reliable offers as you’ve found yourself at Fundo, an Australian-owned service that always has your convenience in mind.

With our intuitive platform and committed team of professionals, you can get the support you need through streamlined processes. Learn more about what we have in store for you and enjoy our exclusive advantages when you apply for one of our online loans.

Are short-term loans easy to get approved for?

When choosing a lender for online loans, there are several important factors to consider.

First, you should view the principal balance range the cash loan lender offers and ensure that it’s appropriate for your specific financial situation. For instance, with us at Fundo, you can request a minimum credit balance of $500 up to a maximum credit balance of $5,000.

Second, you should make sure you understand all the fees associated with the online quick loan. It always helps to know what fees you may have to pay upfront or throughout the repayment duration. For that reason, we at Fundo are transparent when it comes to what we charge, such as any establishment fees and monthly fees included in your loans.

Finally, make sure you understand the loan’s repayment terms. This will allow you to manage your funds down the line better since you’d know exactly when you’d need to make a repayment and how long the quick online loan will last. At Fundo, you can have simple weekly repayments that span up to 180 days.

Feel free to compare these points of interest across multiple lenders that provide short term loans , but if you’re already satisfied with what we have at Fundo, you can proceed with our straightforward online application!

Is it easier to apply for loans online compared to banks?

Applying for online loans can be easier than going through traditional and manual procedures commonly associated with banks. When you apply for easy online loans, you can usually get a lending response at a faster rate due to the digital nature of the service.

What’s more, when you apply for a loan online, not only are the forms paperless, but they are often much shorter than those at a bank, so they wouldn’t require as much time to fill out. This means that you can complete everything in the comfort of your own home, all without having to spend hours of your day going to a bank and standing in line.

So if you’re keen on securing emergency loans or education loans from us at Fundo, don’t hesitate to navigate our user-friendly platform. On your end, all you have to do is verify your eligibility by confirming that you’re over the age of eighteen, a resident taxpayer or citizen in Australia, and earning at least $500/week in regular income (excluding government benefits). You must also demonstrate an ability to meet repayment deadlines and not place undue financial pressure on yourself by borrowing from Fundo.

Afterwards, if we see that you can handle our quick and easy loans online, we’ll be more than happy to approve your request.

Do online lenders fund cash loans instantly?

Not all lenders provide same day loans , and that’s why we at Fundo pride ourselves on our quick yet thorough decision-making approach. With this, you can expect us to assess factors like your work and credit history in as little as twenty-four hours. However, if there are banking delays or if you submit your online loan application just as our business hours are about to end, then a response will be given the next day.

It’s also important to note that we don’t solely base our decision on your credit history. This aspect only plays a small role as we’re more concerned with your overall capability to make your repayments on time. Once our team sees that you can live a comfortable lifestyle with our online loans, you can get approved and use our credit as a travel loans or for whatever purpose you need.

What’s great is that our service for online loans doesn’t just stop there. After you receive your funds, you can leverage our self-service dashboard to make everything easier. Here, we encourage financial wellness by giving you the opportunity to manage your account with ease.

Plus, we have our very own Fundo Credit Score that lets you earn points for a better chance of being approved for future Australian cash loans on our platform.

Need a teeny tiny loan up to $5,000? Apply now!

Disclaimer: This article is for informational and entertainment purposes only and should not be considered as financial advice or recommendation (unless otherwise specified). The opinions expressed on this page are subject to change at any time without notice. Be sure to consult with a qualified professional in case you need financial advice specific to your situation.