When Unexpected Bills strike – How an Emergency Cash Loan can help
Unexpected bills can be a pain, whether you’re an 18-year-old student or a 68-year-old professional, being short on cash stings just the same in an emergency. When you’re short on cash and need money to cover an emergency expense, an emergency cash loan can be a fast solution.
In this blog, we’ll discuss the basics of an emergency cash loan and how they can help you manage unexpected emergencies.
What is an Emergency Cash Loan?
Emergency cash loans are short-term loans designed to help Australians cover unexpected expenses. Fundo can approve applications for emergencies, quickly and 100% online. An Emergency cash loan with Fundo can provide quick access to cash, which can help you cover the cost of an unexpected expense like car repairs, vet bills, dental or medical emergencies. Fundo offers flexible payment options without leaving you out of pocket up front.
How do I apply for an Emergency Cash Loan?
To apply for an Emergency Cash Loan with Fundo, the process is completely online. With all your documentation at hand, the entire process takes only 3 minutes!
Simply visit https://www.fundo.com.au/ to access the application form!
When applying for any loan, it’s important to make sure you understand the terms and conditions of the loan. You’ll need to provide proof of income and possibly a credit check to ensure you can repay the loan. You should also consider the repayment options and the interest rate before committing to a loan.
What are the requirements to apply for an Emergency Cash Loan with Fundo?
We want to help as many Australians as possible in an emergency!
Fundo is a responsible lender – as such, you must meet certain qualifications in order to be eligible for one of our great products!
– Earn at least $500/week in regular income, excluding government benefits
– Demonstrate an ability to meet repayment deadlines
– Not place undue financial pressure on yourself by borrowing from Fundo.
Do you do a credit check for an emergency cash loan?
Fundo can approve a loan without a credit check if you meet certain criteria. Read about our No Check Loans here if you need an emergency cash loan with no credit check.
It’s good to know that a credit check doesn’t always have to be so scary! When Fundo assesses your application, we take into account more than just your credit score – we look at your financial situation NOW.
We understand that a mistake you made a couple of years ago doesn’t necessarily define how you’re doing now. When you become a Fundo customer, you get a Fundo Credit Score where you are rewarded for good behaviour, like paying on time, or early!
Are there fees on an emergency cash loan?
At Fundo, we offer transparent loan costs and repayment details. There will be no hidden fees or confusing technical jargon. We want you to know exactly what to expect when you take out a loan with us. We strive to make the loan process stress-free and transparent. Our fees are in accordance with responsible lending legislation, so you can rest assured that you’re getting a fair rate. You’ll be charged a 20% establishment fee based on your principal, as well as a 4% monthly account fee.
Whether you need more information about our loan options, eligibility requirements or even advice on which loan is right for you, our team is here to help. Reach out to us any time by phone ((02) 9066 9660), email (hello@fundo.com.au), or through our live chat option. We look forward to hearing from you!
Do I have to pay anything today for an Emergency Cash Loan?
Pay nothing today with Fundo! Fundo offers flexible payment options without leaving you out of pocket up front.
A loan with Fundo can provide quick access to cash, which can help you cover the cost of an unexpected expense like car repairs, vet bills, dental or medical expenses. We set up your repayments in line with your pay dates so you don’t need to do a thing, but you’re always welcome to manage your payments in your self service dashboard 24 hours a day, or call us or chat to us between 9 am and 6 pm Sydney time on week days.
What is the maximum amount I can get from an emergency cash loan?
Fundo can approve a loan for up to $2,000! Whatever the emergency – whether it’s vehicle, pet, medical or something else that is a unique emergency to you – we get you! Fundo it!
Why would I apply for an Emergency Cash Loan?
Even the most prepared people can face emergencies where they’re short on cash – that’s the nature of the unexpected. You might be prepared to cover the cost of a car service, but be completely surprised to find out you also need 4 new tyres when the car registration is due. If you need your car to get yourself or your family around but your sole vehicle is unroadworthy, an emergency cash loan might be able to help you cover the costs of repairs to get you back on the road again.
How quickly can I receive an emergency cash loan?
Fundo understands that emergencies are just that! That’s why we have optimised our customer experience to ensure that if you need an emergency cash loan, we can get it to you fast! Our application takes only 3 minutes if you have all your documentation at hand. Our skilled team will tthen assess your application and deliver your outcome to you ASAP! If approved, you can have your cash in the bank within 60 seconds of accepting on your personalised dashboard!
We hope this blog helped cover the basics of an Emergency Cash Loan and how applying for one might help you cover the cost of unexpected bills in an emergency.
If you have any questions about the application process, repayment options, or anything else, our team is here to help. Reach out to us any time by phone ((02) 9066 9660), email (hello@fundo.com.au), or through our live chat option. We look forward to hearing from you!
Disclaimer: The opinions expressed in the Blog are for general informational and entertainment purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific investment product. It is only intended to provide education about the financial industry. The views reflected in the commentary are subject to change at any time without notice.