Payslip Only Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When looking for payslip-only loans, you’re often searching for a lender that uses your payslip as the primary means of income verification. This can be particularly useful for employed individuals who need quick access to funds. At Fundo, we offer small loans starting from $500 and, while we consider your payslip, we also assess your overall financial situation to ensure that you can comfortably repay your loan.
Can I get a loan with just my payslip at Fundo?
If you’re looking for payslip-only loans, you may be seeking a quick and straightforward way to access funds without providing additional documentation. While many lenders require extensive paperwork and proof of various financial details, Fundo simplifies the process by focusing on your ability to repay the loan, including using your payslip as one of the key factors. At Fundo, we offer small loans starting from $500, with a fully online application process designed to be fast and hassle-free.
Fundo considers your payslip along with your overall financial situation. We aim to make it easier for employed individuals to access funds when they need them the most, with fast approvals and funds typically available within 24 hours. By considering your current income and ability to meet repayments, Fundo offers a reliable option for those who may not have other forms of documentation on hand.
How does Fundo assess my loan application using a payslip?
Fundo uses your payslip as part of a comprehensive assessment of your financial health. While your payslip provides crucial information about your income, we also take into account your overall financial situation, such as your living expenses and any existing financial commitments. This approach ensures that the loan we offer is tailored to your ability to repay, helping to prevent financial strain.
At Fundo, we prioritise responsible lending. In addition to your payslip, we may perform a credit check and consider other factors, ensuring that the loan provided is suitable for your circumstances. This careful assessment helps us offer loans that are fair, manageable, and transparent, with no hidden fees.
FAQs
Can I use multiple payslips to apply for a loan?
Yes, if you receive income from more than one source, you can submit multiple payslips to demonstrate your combined income.
What if my income fluctuates from month to month?
Fundo understands that income can vary. We assess your ability to repay the loan based on your average income over time, not just one payslip.
Do I need to provide bank statements along with my payslip?
Yes, providing bank statements helps us verify your income and financial health to offer you a loan that fits your situation.
How fast can I receive my loan if approved?
If your loan application is approved, you can typically receive your funds within 24 hours.
Can I apply for a loan if I am self-employed?
If you’re self-employed, you may need to provide alternative forms of income verification, but we still offer flexible loan options tailored to your situation.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
