Fundo Loans Pty Ltd ACN 604 639 143 (Trading as “Fundo Loans”) is committed to ensure the confidentiality and security of your personal information. Our Privacy Policy, which details our handling of information, is available upon request or by accessing our website.
Level 9, 46 Kippax Street, Surry Hills, NSW 2010 Australia
We will be collecting personal information about you from your computer, mobile device, website enquiry or credit application, email, letter or telephone enquiry.
We may also collect personal information about you from third parties such as banks and other financial services providers, electronic identity verification services and credit reporting bodies, or from a person with whom you hold a joint bank account.
If you do not provide some or all of the information requested by us, we may be unable to provide you with a product or service.
We may collect personal information about you to:
The types of organisations to whom we may need to disclose your personal information to include:
We will only disclose your personal information to these organisations to enable them to undertake specified management, administration and advisory services or otherwise in accordance with the law.
Our Privacy Policy contains information about how:
We may use the personal information received from our customers to send marketing material from time to time, unless you elect not to receive the material. We will not provide your information to any third party other than in accordance with our Privacy Policy. We will not use credit information for the purposes of direct marketing.
We may also disclose personal information (including information about your credit liabilities, repayments and defaults) to Credit Reporting Bodies (CRBs). We may also collect this information from CRBs.
Information about credit reporting, including the contact details of the CRBs we deal with, how we or a CRB may use your information, how to access our policies and your rights in relation to your credit-related personal information, is available at Privacy Consents & Electronic Authorisation.
You can request this information in hard copy by contacting our Privacy Officer.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.