Refund Policy

Fundo Loans Pty Ltd

All payments made towards your loan are non-refundable under all circumstances, Fundo Loans Pty Ltd (ACN 604 639 143) trading as Fundo Loans reserves its right to exercise its right to not refund any payments that are:

  • Correctly debited and in line with the customer′s contractual obligation; or
  • Provided to us where the customer has authorised us or our third-party providers to debit the payment.

In the instance where a customer considers that a debit and or payment may be:

  • Fraudulent in nature; or
  • Incorrectly debited; or
  • An overpayment which is outside the contractual obligation,

Fundo Loans may, at its discretion, refund or partially refund the relevant amount.

All customer requests for refund of a payment/s will be considered in accordance with Fundo Loan′s Complaint and Disputes Resolution Statement, which can be found here.

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and funded - in minutes

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Complete your app in just 3 mins²
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Instant Approval
Get approval on the same day you apply³
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Funds in 60 secs
Sign your contract and get money fast¹
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See why our customers love us

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Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
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Very easy to apply and money was transferred within the hour
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Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple. Thanks, Fundo!
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Fundo Credit Score

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Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.

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Fundo loan example

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Borrow between
$500 to $5,000
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Flexible
payment terms
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No hidden fees
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Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee4

Example6
RepaymentsWeekly
Term20 weeks
Loan Amount$1,000
Establishment fee$200
Total monthly fee (over 20 weeks)$200
Total repayable$1,400
Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5

Example6
RepaymentsFortnightly
Term2 years
Loan Amount$2,500
Establishment fee$400
Total interest (over 2 years)$1,553
Total repayable$4,453
Fortnightly repayment$85.63

4 Fees are based on loan principal advanced.

5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now White arrow right
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¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

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