1 Hour Cash Loans Very Quick Funds No Credit Check Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Do you need money desperately? If news comes through and you need to come up with cash fast, you can always get a 1 hour cash loan very quickly without a credit check at Fundo
At Fundo, you can be approved for a cash loan and have the money in your account within one hour - or even quicker! If you have bad credit, don’t sweat it. We can help customers without the best credit to get very quick funds no matter their credit history in Australia. We use our own Fundo credit score to figure out if you are eligible for a quick cash loan ranging from $500 to $5,000 using the information you provide us via our three-click application system (yes, it really is that simple!) That means getting access to very quick funds without a formal credit check.
With Fundo, keeping in line with our obligations to you as a customer, we require you to meet our eligibility criteria before we consider your application. You must:
Whether you’re self-employed, part-time, or on certain government benefits, you can be approved for a 1 hour cash loan very quickly at Fundo. We look at each application on a case by case basis and we may ask more questions if we have any concerns. Remember, we’re here to help!
Absolutely! Get the money you need quickly with the support of Fundo. We provide quick personal loans to people in Australia because we know that life may be unpredictable and that you need a solution quickly.
You won’t find any big approval hoops to jump through or cumbersome paperwork involved with our online financing program. Instead of wasting time looking around for quick loans or grovelling to your bank (who will likely say no anyway) you may apply for same-day loans at the tap of a few buttons!
Apply at Fundo today and get your cash within 1 hour!
Some approved applicants will get the money within 60 seconds!
1 hour cash loans are small loans - from $500 to $5,000 - that you can use to pay for emergency expenses such as urgent repairs or medical bills. The upside to these loans is that you can get them without a formal credit check and if approved, within one hour (or even less.) Sometimes, you’ll get the money in under 60 seconds (see below.)
Fundo uses the New Payments Platform, also known as PayID or Osko to process loan deposits directly to accounts. This means, if your bank account is PayID enabled, you’ll have the cash within 60 seconds in most cases. Most bank accounts in Australia are on the New Payments Platform. Check with your bank if this is not the case, as money transfers can take up to 24 hours if not.
It’s easy - simply click or tap here to begin the process on our secure and simple Fundo Dashboard. Answer the questions, provide documentation (if required) and that’s it - you’ll be on your way to getting your cash loan in under 1 hour.
No - this is not the same as a formal credit inquiry (as it’s known in the financial biz) where you consent to a credit check and we go ahead and formalise the inquiry with a credit reporting bureau. We use our own methods and due diligence to make sure you are eligible and comfortable with a small loan from $500 to $5,000 by Fundo. You are given a score out of 1200 - the higher your score, the more likely you are to get approved.
We’ll ask you some non-invasive questions about your financial situation to figure out if you’re able to pay back a loan within our timeframes and help you with your finances overall. Your Fundo credit score increases when you pay back loans on time and in full, as well as refer other people to us! It’s our way of making finance a bit of fun!
You need to ensure that your accounts always have enough funds to honour the direct debits for your loan repayments, otherwise you will be marked down as a late payment and charged a dishonour fee - and you could also be hit with an overdraft fee by your bank or credit union. By doing this for as long as possible, you’ll maximise your chances of getting a small cash loan into the future - and it will help you with your overall financial wellbeing!
Yes - we help people with bad credit get much needed funds within an hour of application approval. We offer no credit check loans from $500 to $5,000 as long as you meet our eligibility criteria and income tests. Once approved, you could have the money in as little as sixty seconds!
You can use a 1 hour cash loan for anything that requires urgent payment and you can’t - or don’t want - to avoid. This could be emergency travel to see a loved one, emergency repairs to your home or car, medical or dental bills, appliance replacement, repair to your PC/laptop/smartphone, sudden excursion or education expenses for the kids, mechanical or electronics repairs, or supplemental income to tide you over until payday. We only recommend you use a small cash loan for emergency purposes, however if you can satisfy the eligibility criteria and repayments you may use a quick cash loan for any reason you wish.
You will get the money deposited directly into your nominated bank account - this will also be the bank account you will pay back the loan, unless you specify this to us.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
