$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Applying for a loan can be a complicated and time-consuming process. No one wants to spend hours filling out paperwork and waiting to hear back from the bank. Most of the time, you need the money now, not in weeks or months.

At Fundo, we make it easy to apply for a loan. Our application process is quick and straightforward, and you can get approved in minutes. Plus, with our fast turnaround times, you can get your Australian cash loans as soon as possible!

What are some examples of Australian cash loans available online?

There are a variety of Australian cash loans available online, including personal loans, car loans, business loans, home loans, bridging finance, short-term loans, and payday loans. 

At Fundo, we offer short-term loans that can be used for a variety of reasons, with repayment terms of up to 180 days.

However, as part of our commitment to helping Australians, we encourage borrowers to get in touch with our friendly customer consultants if an unforeseen situation prevents them from repaying their quick online loans on time. After all, we understand that sometimes life just happens.

For the same reason, we also don’t rely heavily on credit scores when approving small cash loans. While Fundo does run a credit check on all borrowers, we focus on a person’s ability to repay their easy quick loan on time, not on their financial history.

Additionally, we have what we call the Fundo Credit Score. With Fundo’s Credit Score system, you’re rewarded for paying your fast loans online early or on time, sharing feedback, and referring friends! A higher Fundo score increases your chances of getting your loans approved. As your Fundo Credit Score improves, you will also receive special discounts and benefits.

Are there fewer requirements for online cash loan applications?

The requirements for online Australian cash loans vary depending on the lender and the type of loan. In general, there are fewer requirements for online cash loan applications than for traditional loans. 

Typically, online lenders require less information from applicants than traditional banks, as they use automated methods to assess creditworthiness and make decisions about loan approvals. 

Fundo is one of the online lenders that requires minimal eligibility criteria for all borrowers, as we want to help as many people as we can with our Australian cash loans.

To be eligible for a quick loan online with Fundo, all borrowers must:

  • be over 18 years old;
  • be an Australian citizen or permanent resident;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure they don’t place themselves under undue financial strain by borrowing from Fundo.

Additionally, we have shorter processing times, making it easier to get approved quickly. If you’re interested in applying for easy fast loans with Fundo, it’s simple! 

You can start by clicking ‘Apply Now’ on our home page. Upon qualifying, we’ll send you an agreement and have the funds in your account as soon as possible, often the same day. Our online quick loans application form is available 24/7, while submissions are reviewed from Monday through Saturday.

Is it more affordable to borrow money from Australian online lenders?

It can be more affordable to borrow money from Australian online lenders, depending on the specific loan and lender you choose. Australian cash loans typically have competitive interest rates and flexible repayment plans, making them attractive options for those looking to finance a purchase or consolidate debt. 

At Fundo, we provide you with fair online fast quick loans. When you take out a loan with us, you generally only need to repay the loan principal, a one-time establishment fee, and a monthly fee.

To keep track of your loan information, you can make use of our self-service account dashboard. Here, you can view your loan balance, duration, and payment dates, as well as make or reschedule payments. You can even use this dashboard to earn points and check your Fundo Credit Score.

Get easy access to loans with Fundo

If you need a quick personal loan and don’t want to wait around for a long approval process or spend hours filling out forms, Fundo is here for you. Our goal is to make the application process for loans as simple as possible. 

We are an online lender that offers fast cash for same day loans. The application takes just minutes, and once it’s approved, the money is deposited into your account as soon as possible, so you don’t have to sit around too long wondering if your loan has been approved.

If you have questions about our Australian cash loans, our team is always happy to help. Get in touch with us by phone, email, or online chat.

Apply for a loan today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendations. Any commentary is subject to change without notice at any time.