$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you’ve been scouring the internet searching for ‘bad credit loans instant’ and other similar terms, then you’re definitely looking for a service with straightforward and hassle-free lending procedures. Don’t worry – you have options, so you don’t have to limit yourself to bad credit loans. It’s just a matter of keeping an eye out for compatible offers!

You can also make everything easier for yourself by choosing Fundo as your go-to money lender. Here, we’ll give you the opportunity to skip the time-consuming decision-making process as we can offer you an excellent alternative to bad credit quick cash loans. 

Rest assured that our team will always make it a point to understand your specific financial situation. On top of this, our intuitive online service can also provide you with a number of advantages you’d be hard-pressed to find anywhere else. So, when you’re ready to see how Fundo quick loans stack up against instant bad credit loans, feel free to scroll through our platform and get in touch with us.

Can I get a loan with no credit check? 

As you've been searching for ‘bad credit loans instant’ online, it's likely that you'd like to know whether or not you can get a loan without a credit check. It is still ideal for you to opt for responsible financing, even if you are able to find lending institutions that do not impose such a background screening. This option will tell you whether you can comfortably and realistically take out funds and will be helpful in the long run. 

In order to gain a deeper understanding of this, just take Fundo’s short term loans as an example. With us, you can have peace of mind knowing that we’ll carefully verify your eligibility so you won’t end up borrowing more than you can handle. For you to take out money through our service, you simply need be: 

  • eighteen years old and over;
  • a resident Australian taxpayer or citizen;
  • generating an income of $300 per week (not including government benefits);
  • capable of making on-time repayments on the specified deadlines; and
  • financially secure, even with a loan from Fundo. 

If the findings show that your situation ticks all the mentioned requirements, then you can try out our fast money loans instead of searching for ‘bad credit loans instant’ or other similar terms online. Join us today and get a chance to enjoy prompt turnovers!

Do I have to pay more for a bad credit loan?

It's also generally to be expected that most of the options you've found from online searches for 'bad credit loans instant' are going to cost you more money. This is because many lenders view borrowers with poor credit as a greater risk, and so they charge greater interest rates to compensate for the added uncertainty. 

The specific terms of bad credit quick loans, including the monthly fees and establishment costs, will also depend on your credit history, financial situation, and of course, the lender’s discretion. So if you’re considering quick bad credit loans, it’s important to carefully compare different options. 

Aside from this, you may also want to consider working on improving your credit score before going online to search for terms like ‘bad credit loans instant’ or taking out a loan, as this can help you qualify. For instance, we at Fundo can provide you with an alternative to a short term loan for bad credit. 

With us, your rating plays a small role in our assessment process, as we also take note of a handful of other factors, like your overall capability to meet repayments. What’s more, you’ll be pleased to know that if you get approved for one of our same day loans, you’ll be able to leverage our unique Fundo Credit Score System. 

Simply exhibit positive lending behaviour, like repaying on time or repaying in advance, and you’ll get to build your score with us for a better likelihood of getting approved for future loans!

Is it easier to borrow money online if I have bad credit? 

Whether you’re looking for unexpected travel expense loans or emergency loans, having a bad credit score would mean that you could have a more difficult time getting approved. As mentioned, lenders would have to consider the higher risk of letting someone with a bad credit history borrow funds.

However, that doesn’t mean that you should resort to searching online for terms like ‘bad credit loans instant’ and limiting yourself to those types of options. We at Fundo want what’s best for you, and that’s why we can take a closer look at your financial situation.

What’s great is that if you get approved by our team, you can enjoy an intuitive self-service dashboard. This way, you can make and even reschedule payments, update your account information, and ultimately stay on top of the fast cash loans for instant credit we provide. 

Forget about searching online for ‘bad credit loans instant’ or ‘loans for bad credit instant’ with our convenient offers. Leverage our Fundo Credit Score system and increase your odds of getting approved!

Need a teeny, tiny loan? Apply now! 

Disclaimer: What’s written on this web page should be used for informational and educational purposes only. The details and comments made here could be changed without further notice and should not be seen as any form of financial advice or recommendation for your specific situation. If you need expert suggestions, it’s best to consult with a professional who’s knowledgeable on such finance topics.