$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you need to borrow money quick, you don't want to spend your valuable time filling out lengthy paperwork and waiting for weeks to receive a decision. With that, many look up online alternatives with searches like ‘I need cash fast’ or ‘money loans quick’. But rather than wasting time constantly scouring the internet for answers, turn to Fundo instead. 

Applying for a loan from Fundo is easy and convenient because the entire process is done online. This means that you can apply for a loan from the comfort of your own home at any time of day. Once you have submitted your application, you will receive a decision quickly, so you can know if you have been approved and how much you can borrow. This can help you get the funds you need as soon as possible.

When it comes to online quick cash loans, it's important to make an informed choice. To help you do that, we've answered some common questions related to getting easy, quick loans that you might find helpful if you need to borrow money quick. 

Where can I borrow money quickly with no paperwork?

Traditional lenders make it difficult to borrow money quick, as you have to complete a ton of paperwork just to get your application through. On the other hand, online lenders often have a streamlined process that eliminates the need for many physical documents. However, it's important to note that you may still need to meet certain requirements to qualify for a loan, even with an online loan application process. 

The good news is that Fundo has minimal eligibility requirements, so you’re more likely to qualify for an online loan cash option with us. To be eligible for a Fundo loan, you must be: 

  • at least eighteen years or older at the time of application; 
  • a citizen or permanent resident of Australia;
  • earning at least $300 per week, excluding government benefits;
  • able to demonstrate the ability to meet repayment deadlines; and
  • not putting yourself in a financial bind when you borrow from Fundo.

If you qualify for a loan and wish to borrow money quick from Fundo, just navigate our platform, click the ‘Apply Now’ button, and follow the instructions to complete your application. It only takes a few minutes to apply, and once a decision is ready, we’ll let you know right away so you can move forward with your plans as soon as possible. 

You may even receive the funds in your account within the day if you apply during business hours and everything goes smoothly. For your convenience, Fundo's business hours are Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, at 9.00 a.m. to 5.00 p.m.

What questions do loan companies ask someone applying for a loan?

When applying for a quick personal loan online, loan companies may ask a variety of questions to determine the borrower's creditworthiness and ability to repay the loan. This may include personal information, income and employment information, and financial information such as credit score, outstanding debts, and assets. 

Many people who need to borrow money quick may be concerned about being asked a lot of questions about their credit history if their credit scores are not perfect. However, at Fundo, we understand that not everyone has perfect credit due to complicated financial situations. Even if your credit score is not ideal, you are still welcome to apply for quick short-term loans with us. 

While we will conduct credit checks, credit scores play a small role in our decision-making process because we also consider other factors, such as your current ability to make repayments. With this, we can ensure that we’re giving you a fair shot at getting the funds you need by assessing your application comprehensively. 

Can I customise the loan terms according to what I need?

Yes, you can typically customise loan terms to meet your specific needs. This can include the loan amount, interest rate, repayment schedule, and other terms. Some lenders may have limits on the customisation they offer, however, so make sure you know just how flexible their loans are before applying for one. 

Fundo provides flexible repayment schedules with a duration of up to 180 days, allowing you to repay your loan with ease. We also encourage you to pay off your loan early to save on monthly fees. To help you manage your repayments more efficiently, you’ll get access to a self-service dashboard where you can schedule your payments, track your loan progress, and view important loan information. 

The Fundo Credit Score 

At Fundo, we aim to improve your chances of getting approved for future loans by offering the Fundo Credit Score. By referring friends, leaving reviews, making timely repayments, and limiting loans with other lenders, you can enhance your Fundo Credit Score. The higher your Fundo Credit Score, the greater the probability of loan approval with Fundo the next time you need to borrow money quick. 

With the many advantages that Fundo offers, you no longer have to waste time searching for terms like 'borrow money quick' or 'borrow money online instantly'. 

Apply for a fast, small loan at Fundo today!

Disclaimer: The opinions expressed in this article are strictly for informational and entertainment purposes only and should not be considered financial advice. Please note that views expressed in any commentary may change without notice at any time.