$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

The Secrets to Avoiding a Car Loan No Credit Check with Fundo

Navigating the maze of car finance in Australia? Tired of endless complexity, hidden costs and rigid criteria? At Fundo, we understand the struggle of finding car loan no credit check solutions when you’re in a pinch. But guess what?

We’ve crafted an effortless, transparent and dedicated alternative just for you! It’s more than a loan; it’s a partnership. Join us as we explore Fundo’s user-friendly approach, tailored to match everyday Australians’ financial needs.

Short-term Loans and the Car Financing Landscape in Australia

Overview of Car Financing Choices, Including No Credit Check Options

Navigating the Australian finance jungle can be tricky, especially if you’re looking to get a loan without a credit check. Whether it’s traditional loans, urgent payday loans, or bad credit car loans, choices are aplenty. However, not all options are created equal.

While some might lure you with no credit car loan approval, they can be riddled with complexities and high costs. Finding the right fit isn’t just about picking an option; it’s about understanding your unique financial landscape.

Hurdles in Traditional Financing Roads

Traditional car finance paths can feel like a confusing mess, especially if you’re not well-versed in financial jargon. Struggling with banks’ rigid criteria? We feel you! Frustrated by hidden fees and confusing terms in bad credit car loans? We’ve been there. The harsh reality is that these challenges can take the joy out of what should be an exciting journey towards owning your dream car.

Enter Fundo’s Short-term Loans: A Breath of Fresh Air

So, where does Fundo fit in this landscape? Instead of scrolling through the results under ‘car loan no credit check’, we’re here to lend a hand with our innovative short-term loans. Unlike conventional and often bewildering financing solutions, Fundo’s approach is all about being user-friendly and accessible. Driven by a genuine desire to help you, we’ve tailored our services to match the financial needs of everyday Australians like you.

Fundo’s Unique Approach to Short-Term Loans

The Fundo Philosophy: Quick Online Loan Expertise

At Fundo, we believe that securing a loan shouldn’t be a battle or leave you searching for ‘car loan no credit check’ just to find a lender that suits your circumstances. It’s about understanding you and providing an option that fits like a glove. Our philosophy? Quick online short-term loans, where every interaction is crafted with dedication and empathy.

Clarity and Trust: No Hidden Costs with Fundo

Ever felt the sting of unexpected charges? At Fundo, what you see is what you get. We’re transparent about our costs because we value your trust. No hidden fees, no unpleasant surprises – just a straightforward process that keeps you in the loop.

Fundo’s Unique Scoring System

At Fundo, we prioritise more than just your existing credit score to make it more accessible for everyone, even those with less-than-perfect credit scores, to apply for a loan. As such, we’ve introduced the Fundo Credit Score system, a unique approach that rewards you for timely payments, sharing feedback, and referring friends.

Early or on-time loan payments, active engagement and successful referrals can elevate your Fundo Credit Score, enhancing your approval chances for fast loans. Plus, an improved Fundo Credit Score may bring special discounts and benefits.

Applying for a Short-Term Loan with Fundo

Your Path to Success: A Step-by-Step Guide to Applying with Fundo

Ready to join the Fundo family? Securing alternatives to instant approval for car loans with us is a breeze and it only takes five simple steps, which start with making sure you’re eligible for our loans.

For your reference, to be eligible for a loan with us, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $1,000 per fortnight, including government benefits
  • demonstrate an ability to meet repayment deadlines; and
  • not place undue financial pressure on yourself by borrowing from Fundo.

If you meet all the criteria, you can begin by hopping onto our user-friendly platform and then selecting the option specifically tailored to your needs. After that, just fill in some basic details and hit ‘submit’, and you’re good to go.

After You Apply: What to Expect with Fundo

We know anticipation can be both thrilling and nerve-wracking. With Fundo, you’ll know where you stand right away. Once you’ve applied for our car loans for no credit history, we’ll get back to you ASAP. Clear, prompt communication is our promise.

Frequently Asked Questions (FAQ)

What is the difference between traditional and no credit check car loans?

Traditional car loans often involve rigorous credit checks and require a good credit history, which can be a roadblock for many. On the other hand, a car loan no credit check solution is more accessible, even if your credit history is less than perfect; however, borrowing from lenders that don’t do credit checks can come with setbacks that could affect you further down the line, such as securityand higher interest rates, among others.

At Fundo, we specialise in providing an option that meets you in the middle – flexibility without compromising on trust and quality – through our personal loans.

Do I need a good credit score for a no credit check car loan?

As mentioned earlier, a car loan no credit check online solution doesn’t take your credit score into account, but this lack of security and responsible lending could lead to problems later on.

When you’re in need of a more understanding lender, look no further than Fundo. Our approach emphasises responsible lending practices while understanding your unique situation, allowing for a tailored and compassionate solution that fits your financial needs.

Are no credit check car loans available for both new and used cars?

While a car loan no credit check offer may be available for both new and used cars, it’s important to choose an accredited lender that takes your situation into account instead.

At Fundo, our short-term loans are designed with your convenience in mind, whether you’re eyeing that brand-new ride or a trusty pre-loved vehicle. Our aim is to ensure a smooth experience, giving you the freedom to choose the car that fits your lifestyle and budget.

Your Quick Online Loan Experts: Fund

At Fundo, we’re all about quick online loans in Australia. We understand that life happens and when it does, you need cash fast without the hassle of complicated forms or long approval processes. As a private lending institution, we offer short-term and fast cash loans, even if your credit score isn’t perfect, so you don’t need to turn to a quick payday advance or solutions that offer emergency cash loans, no credit check.

Our application is no-fuss, with no hidden fees, and we pride ourselves on being Australian-owned and managed. We take the complication out of small and medium loans, making everything simple and accessible from the comfort of your home. Need quick cash before payday, looking for the best payday loans, or a car loan, no credit check offer? Turn to Fundo instead. There’s no jargon, no legal talk, just easy and quick online loans. That’s the Fundo promise!

Disclaimer: Please note that we do not offer ‘car loan no credit check’ options. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.