Cash Advance
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
It’s tough to get a loan when you need it most. Banks take too long to process, and the interest rates can be staggering. You’re stuck in a financial bind, and you don’t know where you can find quick cash advance loans that don’t blindside you with hidden fees.
Fundo loans are fast, easy, and affordable. Our quick loan application process gets you the cash you need in no time, with no hidden fees. Get the cash advance loan you need now with Fundo!
At Fundo, we have a quick and straightforward application process done entirely online from your mobile phone or desktop. Usually, you begin by declaring the amount you want to borrow.
When you apply online, you’re asked to disclose the following general requirements:
If necessary, we may contact you to ask for additional information or documentation depending on the loan size you are applying for. You will receive the funds in your bank account as soon as possible once approved.
Furthermore, our self-service dashboard lets you manage your cash advance or personal loan, monitor your Fundo Score, and learn more about financial wellness.
Unfortunately, in most cases, you will only be approved for a cash advance loan or any other Fundo loan if you are employed. As a responsible lender, we are obligated to only lend money if you make at least $1,000 per week in regular income, including government benefits.
Although Fundo frequently approves loans to pensioners, if you solely rely on a pension of $1,000 per fortnight, you will not be approved for a Fundo loan either.
We regularly service individuals with complex financial situations. Instead of searching for ‘ easy fast loans’ or ‘ quick loans ’ from a less credible website, please contact us to discuss your situation if you need a cash advance load.
At Fundo, we advocate for your financial literacy and help you develop sustainable spending and saving habits through our Fundo Score. By making informed financial decisions, you will increase your Fundo Score.
Our Fundo Score incorporates a fun, game-like credit scoring system. Whenever you repay a loan on time or early, refer Fundo to friends or family, or even leave a review for Fundo, you can boost your Fundo Score. Conversely, your Fundo Score will drop for every missed repayment schedule or failed payment method.
You typically have around 180 days to repay your Fundo loan; however, depending on your circumstances, you may opt to repay the loan in full before the original repayment term is due to end, which would positively impact your Fundo Score.
There are different ways that you can increase your Fundo Score and your chances of getting approved for a Fundo loan today. Learn more about how our scoring system works today.
It can be tricky or time-consuming to get approved at traditional lending services like banks, especially when they have strict credit or financial requirements.
The internet and new technology have, however, made applying for short term loans like cash advance loans and bad credit loans from alternative lenders easier.
We understand that if you’re applying for a cash advance loan, you need cash immediately, so we want to provide it as quickly as possible. If we get your loan application during business hours, we can review it, approve it, and send the money to the account you choose on the same day.
Our goal is to provide you with quick funding and flexible repayment terms, but we also understand that you should be aware of how finances affect you in both the short and long term.
At Fundo, we inform you in advance about the costs of your loan. We don’t hide fees, charge you unnecessary fees, or confuse you with technical jargon. We provide a clear breakdown of all the costs involved in your cash advance loan and the repayment details upfront.
Please feel free to contact us at any time if you have any questions about our short-term loans, loan eligibility, or even advice on which loans are suitable for your situation. You may contact us by phone at 1800 161 391 , by email at hello@fundo.com.au, or through our live chat option online.
Isn’t it time to get started? Whether you need fast payday loans or last minute loans, we have a streamlined application process that is tailored to meet your needs. You can even apply with just three clicks if you’re a returning borrower.
Need a teeny, tiny loan? Apply at Fundo today.
Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as investment advice or recommendations. Any commentary views are subject to change without notice at any time.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
