$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When an unexpected cost comes up, it’s essential to have cash on hand as soon as possible. You could apply online for a cash loan in 60 minutes or less, but there may be better solutions for your situation. Different situations require different types of loans. While cash loans in 60 minutes might get you the funds quickly, they aren’t all the same. Some may come with surprise fees and strict repayment terms.

At Fundo, you can get flexible short-term personal loans of up to $2,000 without hidden fees that you can apply for conveniently and easily online. 

Learn more about Fundo’s alternative to cash loans in 60 minutes and other perks.

Can I get emergency cash loans in 60 minutes?

Yes, depending on the lender, their affiliated bank, and your loan application process, you could get cash loans in 60 minutes. Your loan application is affected by other factors that influence the likelihood of your loan being approved. These factors can vary for each lender, so it’s essential to know them before applying for cash loans.

At Fundo, while we don’t offer emergency cash loans in 60 minutes, our easy personal loans online are convenient to apply for. All you need to do is visit our website, click the ‘Apply Now’ button, declare the amount you wish to borrow, and fill out the application form. Moreover, returning borrowers can apply for a new Fundo loan in just three clicks!

Most lenders, including Fundo, have accessible requirements for loan applications to ensure that you can get your money as quickly and responsibly as possible. To qualify for a Fundo loan, you must:

  • be at least 18 years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week, excluding government benefits;
  • demonstrate an ability to make payments on time; and
  • ensure that getting a Fundo loan will not cause you too much financial trouble.

Whether you need cash loans in 60 minutes or a quick fast loan, finding loans that fit your financial situation is essential. Contact us today if you need help figuring out how to fit your loans according to your needs. 

Do lenders check what cash loans are used for?

No, after the cash loan is disbursed, it is up to you to decide how you want to spend it. Even though the lender will not check what cash loans are used for, it’s best to use them to cover your emergency expenses and not anything else so you can use the leftover money to repay the loan.

At Fundo, we don’t check what Fundo loans are used for, but we expect our borrowers to make sound financial decisions after receiving their loans. Through our self-service dashboard on our website, we give all of our approved borrowers advice and tips to help them make good decisions and protect their financial health. From here, you have access to other perks exclusive to Fundo borrowers. 

The Fundo self-service dashboard makes managing your outstanding Fundo loans convenient and stress-free. From managing your loan terms to viewing your repayment history, we ensure that you understand everything going on with your Fundo loan. 

You’ll also get a Fundo Credit Score based on our unique credit scoring system. Make timely payments, leave reviews, or recommend Fundo to your friends and family to increase your Fundo Credit Score. You can also improve your score by choosing Fundo as your primary lender. The higher your Fundo Credit Score is, the better your chances are of being approved for Fundo loans.

So when you’re looking for cash loans in 60 minutes or same day instant loans, you should also consider what else you’re getting from your loan. 

Are emergency cash loans deposited directly into my account?

Yes, cash loans will be deposited directly into your nominated bank account. While some online lenders will deposit your cash loans in 60 minutes or less, that isn’t always the case. Depending on the lender and their affiliated banks, the time it takes for your ‘emergency loan Australia’ and other related cash loans to be deposited into your bank account will vary. 

At Fundo, you can get your cash the same day if you submit your application and get approval within business hours. You may get your loan the next day if there are banking processing delays or if you apply and get approval after business hours.

If you must search for cash loans in 60 minutes or same day cash advances, instead of relying on other riskier options, choose Fundo. We provide short-term personal loans within a reasonable time frame and can help borrowers get the cash they need if they qualify for a Fundo loan.

Rather than looking for quick loan apps or searching online for ‘I need cash fast’, try applying at Fundo for a teeny, tiny loan today!

Please keep in mind that the information in this article is only meant for general information and entertainment. Unless it says otherwise, nothing in this article is meant to be financial advice or recommendations. We reserve the right to change the information or views in this article without prior notice.