$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

It can be difficult to find the right lender for cash loans online. With so many lenders out there, it’s hard to know which one is the best fit for you. You need a lender that will provide you with the best terms and conditions, but how do you find one?

Fundo provides a secure and easy way to borrow money online. With our easy application process and fast decision-making, there’s no reason for you to look anywhere else for cash loans online.

What are the advantages of borrowing from online lenders?

Borrowing from online lenders can be a great option for those in need of instant online loans. One of the main advantages is that it provides fast access to funds, as the entire process can often be completed online without the need for lengthy paperwork or long waiting periods.

At Fundo, we offer loans ranging from $500 to $2,000 with flexible repayment terms of up to 180 days, allowing approved borrowers to find a way to loan money fast that works for their budget and lifestyle. 

We also offer more lenient criteria than traditional banks, making it easier for those with credit histories that are less than perfect to gain access to small quick cash loans.

To be eligible for our quick loans, you must:

  • be at least 18 years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you won’t place undue financial pressure on yourself by borrowing from Fundo.

Will it be difficult for beginners to apply for loans online?

In general, it isn’t difficult for beginners to apply for a quick fast loan online. Many online lenders, like Fundo, have made the process user-friendly and straightforward, with clear instructions and prompts to guide you through the process. 

Additionally, many online lenders have customer support teams available to assist applicants with any questions or concerns during the application process.

If you find yourself thinking, ‘I need cash fast’ and you meet all our requirements, feel free to apply for a quick loan with us instead of looking up terms like ‘quick and easy loans Australia’ or ‘instant loans Melbourne’.

At Fundo, we make applying for small cash loans online as simple as possible. Just visit our homepage, click ‘Apply Now’, and follow the prompts. If you qualify, you’ll receive a loan agreement from us, and the funds will be deposited in your account.

If you apply for and get approved for easy money loans during business hours, you’ll be glad to know that we’ll work on sending you your funds on the same day. However, if you apply outside of business hours, don’t worry, as we’ll still make sure to process your application ASAP.

Are there interviews when borrowing loans online?

When applying for cash loans online, there is typically no need for an interview. Most online lenders base their decisions on the information provided in the application.

At Fundo, we run credit checks on all potential borrowers as part of our responsibility as an online lender, but we don’t make the credit score the only deciding factor. We focus more on the borrower’s ability to make the loan repayments.

We believe in giving everyone a fair chance, which is why we’ve created our own credit scoring system, the Fundo Credit Score. It allows us to reward you for sound financial practices, such as paying your loan early or on time, sharing feedback, and referring friends to Fundo.

The higher your Fundo score, the better your chances of getting approved for cash loans online. Plus, those with improved Fundo scores may receive special discounts and benefits. Apply now, and let’s work together to build your credit and financial future.

At Fundo, we believe in giving you control over your cash loans online. With our personalised account dashboard, you can easily manage your loan and stay on top of your finances. You can view and update your account information, make or reschedule repayments, and track your loan details, including balance, duration, and payment dates. 

Plus, you can earn points and check your Fundo Credit Score. With Fundo, you have the power to access and manage your online loan at any time, making it simple and convenient to stay on top of your finances.

Simplify your financial needs with Fundo

At Fundo, we understand that sometimes things happen and you may need access to same day instant loans. That’s why we offer quick online loans to help approved borrowers in these unexpected moments. We know you don’t have time for complicated forms, long-winded approval processes, or waiting for answers. 

With Fundo, you can get closer to the cash you need quickly and easily, all from your home. 

Apply for cash loans online with Fundo today.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.