$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

At Fundo, we understand that time is of the essence when it comes to financial needs. 

That’s why we’ve made the loan application process as straightforward as possible, so approved borrowers can get cash loans online fast. Our online application takes just a few minutes to complete, and you’ll quickly receive a decision.

We understand that life can be unpredictable, and we strive to make the process of obtaining fast cash as stress-free as possible for approved borrowers. Flexible repayment options are also available, allowing you to find a loan that works for your budget and lifestyle.

No more endless paperwork, no more waiting for weeks for approval, and no more feeling like you’re stuck in a never-ending cycle. With Fundo, you can get closer to the money you need, when you need it. Apply now, and let’s work together to help you reach your financial goals.

What is the ideal loan length to get?

The ideal loan length for you will depend on your financial goals and needs. Generally, shorter-term loans are better for those who need to borrow money quick and don’t want to be stuck with a long-term commitment. On the other hand, longer-term loans may be better for those who need larger loans and want more manageable payments.

At Fundo, we understand that financial situations vary, and that’s why we offer a range of loans to approved applicants who need cash loans online fast. Our loans range from $500 to $2,000, so you can get through tough financial times. Whether you need to cover unexpected expenses, pay for dental services, or consolidate your debt, we can bring you closer to the funds you need.

Additionally, we understand that life can be unpredictable, and that’s why we offer flexible repayment terms of up to 180 days. This gives you the freedom to repay the loan on your own terms, without the stress of having to repay your cash loans online fast or right away. 

To be eligible for our quick loans, you must:

  • be at least 18 years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you won’t place undue financial pressure on yourself by borrowing from Fundo.

Does the length of a loan affect its costs?

Yes, the length of a loan can affect its costs. Generally, Australia loans online with longer terms tend to have higher interest rates and higher overall costs than shorter-term loans. This is because the lender is at greater risk of not getting their money back from the borrower if the loan is taken out over a longer period of time.

At Fundo, we want to help you get the funds you need in a way that works for you, especially if you’re already out here looking up phrases like ‘I need money desperately Australia’ or ‘cash loans online fast’. That’s why we don’t believe in charging early repayment fees. Instead, we just charge a one-time establishment fee as well as monthly fees that can be avoided by paying your loan off earlier.

We believe that by giving you the option to repay your quick short term loans early, you have more control over your finances and can save money in the long run. 

We also believe in giving you control and convenience when it comes to managing your loan. With our personalised account dashboard, you can easily access and manage your loan whenever you need to. You can view and update your account information, make or reschedule repayments, and track your loan details, including balance, duration, and payment dates.

Do I pay the processing fee even if my loan is declined?

It depends on the lender. Some may require you to pay the processing fee even if your application for a quick personal loan online is declined. The processing fee is a fee that is charged by lenders in order to cover the cost of processing the loan application for your cash loans online fast.

It is important to note that if your loan is declined, you may be able to apply again in the future, and you may be able to obtain a different type of loan that better fits your needs. 

Make sure that you understand why you were rejected for the loan. Often, lenders will provide you with feedback about why your online loan application was denied. This information can be helpful in understanding what needs to be improved to increase your chances of being approved for a loan in the future.

At Fundo, our goal is to give everyone an equal opportunity to apply for a loan. That’s why we’ve created our own credit scoring system, the Fundo Credit Score. It’s a way for us to look beyond just your traditional credit score and reward you for good financial behaviour. 

By paying your loan early or on time, sharing feedback, and referring friends to Fundo, you’ll see your Fundo Credit Score improve. And the higher it is, the better your chances are of getting approved for a loan. As a bonus, we offer special discounts and benefits to those with improved Fundo scores. 

Get flexible loans for life’s unexpected moments with Fundo

At Fundo, we understand that traditional banks can be strict and difficult to navigate. That’s why we are here: to make your loan experience as simple and stress-free as possible. As a private online lender, we offer short-term loans and fast cash loans to approved applicants, even those with less than stellar credit.

We pride ourselves on our flexibility, with no hidden fees or charges and repayment terms tailored to fit your needs. And as an Australian-owned and -managed company, we understand the needs of our customers and strive to provide the best experience possible for those who need to loan money fast.

With Fundo, you can forget about complicated jargon and legal talk and be excited about the chance to get cash loans online fast. We make the process of obtaining online cash loans in Australia easy, quick, and straightforward. 

Apply now and get closer to cash loans online fast.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendations. Any commentary views are subject to change without notice at any time.