What Are The Easiest Loans To Get From An Online Lender?
Same day funds up to $5,000
Same day funds up to $5,000
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Easy fast loans provide quick access to financial support when we need it, but despite being that’s been around for a while now, not many people are aware of them.
Part of the reason for the relative obscurity of short-term loans is that so many lenders market similar credit products in confusing ways.
We don’t do that here at Fundo. From our 100% online processing to our reasonable interest rates and same-day loan release, we’ve made loaning more interesting – and, dare we say it, more fun.
Before heading over to our application page, you'll want to know some information first.
The answer to this question is too broad to cover in one article because certain loans are easier for certain borrowers and vice versa. However, a more direct question is which loans are easiest to access when you need a loan right away.
In this case, you’re looking for a short-term personal loan. Personal loans are divided into two categories: secured loans, like bond loans, which require collateral, and unsecured loans, which do not.
Personal loans, like fast money loans, are the most readily accessible online, especially through lenders like us here Fundo. We have an easy application process and require just a few eligibility requirements before offering various loans, such as easy fast loans, fast small loans, and same-day loans, amounting up to $2,000 which can be repaid for up to 180 days.
Speaking of loan offers: our Fundo Credit Score can help you improve your chances of getting a stronger online quick loan offer at Fundo. A Fundo Credit Score is a unique score we assign to your account. It can be improved by referring us to friends, repaying your loan on time, and leaving us positive feedback. Your score will increase your chances of getting a faster turnaround on your application or a more attractive loan offer.
Choosing between your options for cash direct loans can get confusing easily if you don’t know what to look for, so here are a couple of tips from us to help you make the ideal loan choice for your situation.
Some lenders insist on pen-and-paper applications for easy fast loans, while others accept online applications but require you to authenticate your details at a physical office. This isn’t ideal for those who can’t visit physical offices during the lender’s business hours.
On the other hand, the beauty of technology is that online applications and loan processing are becoming more commonplace today.
With Fundo’s fully online application process, our self-service dashboard gives borrowers real-time access to account information such as loan details and current application status. We also provide free financial wellness advice through the dashboard so that you can manage your Fundo easy fast loan better.
Some loan offers may seem attractive for their lower interest rates, but upon further inspection, they will cost you more than a quick online loan with a higher interest rate.
With Fundo, you can repay your loan easier thanks to our competitive interest rates, which keep the loan cost low. You can select a repayment schedule that suits your budget and needs, and on top of that, you’ll never be surprised by hidden fees or details when you apply for our quick loans. Transactions with us will always be transparent so you can manage your finances without any hassle.
To avoid misunderstandings, always clarify any questions about a loan application, especially if you need your loans approved immediately for urgent expenses.
Australia's responsible lending laws require lenders to check your credit when you apply for easy fast loans. This might sound inconsequential, but credit reporting agencies also record credit checks. The more inquiries you make on your behalf, the more likely credit facilities will hesitate to lend to you.
Here at Fundo, we don’t just consider your creditworthiness when you apply for a fast loan online – we consider your complex living situations and offer chances that other loaning facilities may not. If you feel that you can reasonably repay your loan with us, we’re open to hearing you out. You can easily get in touch with our consultants about your situation via telephone, email, or live chat.
If you submitted your Fundo loan application during business hours and everything is in order, then same-day approval and loan release are possible.
Processing times may vary between reviews as each application is processed separately. For example, if we receive your application close to the end of the business day, we’ll then process your application for easy fast loans the following business day.
If you have questions about your account or an online quick loan, don’t hesitate to contact our customer service team.
Our goal here at Fundo is to help Australians have access to loans and financial services that will improve their quality of life. From easy fast loans and dental loans to education loans and travel loans, Fundo has something for everyone.
Apply for your first loan with us today.
This article is not intended to provide financial advice or recommendations and only serves as an informational and entertainment resource. Views expressed in any commentary may change at any time without notice.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
