$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Easy fast loans provide quick access to financial support when we need it, but despite being that’s been around for a while now, not many people are aware of them.

Part of the reason for the relative obscurity of short-term loans is that so many lenders market similar credit products in confusing ways.

We don’t do that here at Fundo. From our 100% online processing to our reasonable interest rates and same-day loan release, we’ve made loaning more interesting – and, dare we say it, more fun.

Before heading over to our application page, you'll want to know some information first.

What are the easiest loans to get from an online lender?

The answer to this question is too broad to cover in one article because certain loans are easier for certain borrowers and vice versa. However, a more direct question is which loans are easiest to access when you need a loan right away.

In this case, you’re looking for a short-term personal loan. Personal loans are divided into two categories: secured loans, like bond loans, which require collateral, and unsecured loans, which do not.

Personal loans, like fast money loans, are the most readily accessible online, especially through lenders like us here Fundo. We have an easy application process and require just a few eligibility requirements before offering various loans, such as easy fast loans, fast small loans, and same-day loans, amounting up to $2,000 which can be repaid for up to 180 days.

Speaking of loan offers: our Fundo Credit Score can help you improve your chances of getting a stronger online quick loan offer at Fundo. A Fundo Credit Score is a unique score we assign to your account. It can be improved by referring us to friends, repaying your loan on time, and leaving us positive feedback. Your score will increase your chances of getting a faster turnaround on your application or a more attractive loan offer.

What should I look for when choosing loan places online?

Choosing between your options for cash direct loans can get confusing easily if you don’t know what to look for, so here are a couple of tips from us to help you make the ideal loan choice for your situation.

Check your application options

Some lenders insist on pen-and-paper applications for easy fast loans, while others accept online applications but require you to authenticate your details at a physical office. This isn’t ideal for those who can’t visit physical offices during the lender’s business hours.

On the other hand, the beauty of technology is that online applications and loan processing are becoming more commonplace today.

With Fundo’s fully online application process, our self-service dashboard gives borrowers real-time access to account information such as loan details and current application status. We also provide free financial wellness advice through the dashboard so that you can manage your Fundo easy fast loan better.

Read the fine print on interest rates

Some loan offers may seem attractive for their lower interest rates, but upon further inspection, they will cost you more than a quick online loan with a higher interest rate.

With Fundo, you can repay your loan easier thanks to our competitive interest rates, which keep the loan cost low. You can select a repayment schedule that suits your budget and needs, and on top of that, you’ll never be surprised by hidden fees or details when you apply for our quick loans. Transactions with us will always be transparent so you can manage your finances without any hassle.

Ask about the turnaround on applications

To avoid misunderstandings, always clarify any questions about a loan application, especially if you need your loans approved immediately for urgent expenses.

Australia's responsible lending laws require lenders to check your credit when you apply for easy fast loans. This might sound inconsequential, but credit reporting agencies also record credit checks. The more inquiries you make on your behalf, the more likely credit facilities will hesitate to lend to you.

Here at Fundo, we don’t just consider your creditworthiness when you apply for a fast loan online – we consider your complex living situations and offer chances that other loaning facilities may not. If you feel that you can reasonably repay your loan with us, we’re open to hearing you out. You can easily get in touch with our consultants about your situation via telephone, email, or live chat.

How quickly are online loan applications processed?

If you submitted your Fundo loan application during business hours and everything is in order, then same-day approval and loan release are possible.

Processing times may vary between reviews as each application is processed separately. For example, if we receive your application close to the end of the business day, we’ll then process your application for easy fast loans the following business day.

If you have questions about your account or an online quick loan, don’t hesitate to contact our customer service team.

Our goal here at Fundo is to help Australians have access to loans and financial services that will improve their quality of life. From easy fast loans and dental loans to education loans and travel loans, Fundo has something for everyone.

Apply for your first loan with us today.

This article is not intended to provide financial advice or recommendations and only serves as an informational and entertainment resource. Views expressed in any commentary may change at any time without notice.