Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you in need of an emergency cash loan? Do you need the money today? Are you nervous to apply for a small cash loan because you’re receiving Centrelink benefits? Don’t stress. Fundo can help people on Centrelink or government benefits get an emergency cash loan ranging from $500 to $10,000 to cover unavoidable and urgent expenses such as medical or dental bills, urgent domestic or overseas travel, temporary accommodation, emergency home or car repairs, appliance replacement or repair, rental bonds, or kids’ expenses such as school excursions or fees.
No matter your need, Fundo is here to save the day! If you’re on Centrelink benefits, Veteran’s benefits, NDIS, or other government payments, you may be able to get a small cash loan for an emergency expense you otherwise can’t avoid. You can apply for an instant cash loan through the Fundo dashboard - and it’s simple to use! You could have the cash deposited into your nominated bank account within an hour or less, and it’s a super simple 3 click application. There’s never been an easier way to cover unexpected expenses thanks to Fundo!
You may think that you must have full time work to apply for an emergency cash loan - but in fact, that’s not the case at Fundo. All we ask is that each applicant is:
That’s it! We don’t look for reasons to say no to people in dire need of quick cash loans, even if you receive Centrelink benefits. We make every case within our power and authority to say yes, so people like yourself who may have been hit with one of life’s unfortunate accidents can get back on their feet and get on with life!
Applying for a loan with Fundo is a breeze - no hidden fees, stacks of paperwork, or long waiting periods. Rest assured, we make sure to present our offers in a straightforward and accessible manner, without any confusing legal jargon or complex loan terms. You can trust that we will provide all the necessary information in clear and understandable language before you make any commitments. Getting a loan with us is a breeze. We make the process quick and hassle-free. Isn't that just fantastic? Get started by clicking or tapping here! You’ll be amazed at how fast you’ll be funded at Fundo!
Why wait? Apply now. You’ll get the cash in 60 seconds if approved!
Yes - you can apply for an emergency cash loan on any Centrelink payment, as long as your weekly income reaches or is over $1,000. This could be a mix of work and the Youth Allowance, the Carer Allowance, Age Pension, Parental Leave Payment, Disability Support Pension, and Veteran’s payments.
During your easy three click application, we will ask you if you are receiving benefits from Centrelink or equivalent government departments, and verify this with the government. If you earn over $1,000 per week in total, you will qualify for a small emergency cash loan between $500 and $10,000 to help tide you over until payments come through or the emergency is over. If you are unsure you will qualify due to certain payments only supplementing your income, you can talk to us by using the chat function on the bottom of your screen, emailing hello@fundo.com.au, or calling 1800 161 391. The text chat and phone lines are available between 9am - 6pm Monday to Friday, 9am-5pm on Saturdays or 9am-1pm on Sundays (AEST.)
Unless you consent to a lorem ipsum, we do not have the authority to check your credit. In fact, Fundo can figure out if you’re suitable for a small cash loan between $500 and $10,000 using our own scoring system, the Fundo Customer Score. The Fundo Customer Score takes into account your current financial situation - not your past - so you can rest assured you’re more than able to get an emergency cash loan even if you have bad credit.
Yes - we give you the entire fee schedule up front and disclosed in full in your loan agreement, which is given for you to sign after we give you loan approval. You’ll know when loan repayments are due, the amount of fees and interest charged on the amount, and how much conditional fees such as late payment or dishonour fees are; and are only charged in the event of such things happening. If you stay on top of repayments and have money in your direct debit accounts, you’re fine! Remember: tell us if you’re having any financial difficulties along the way - we’re here to help. Honesty is always the best policy.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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