Emergency SMALL LOANS AUSTRALIA
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding money to cover sudden and unavoidable expenses can be tough. Credit cards may not cover the expense (and may not be useful) and carry ongoing fees and charges. The alternative is turning to your bank or credit union for a loan - but the minimum amount is too much and the application process is too time consuming to make a difference. So what can you do?
Fundo is here to help. We specialise in small loans from as little as $500 to as much as $5,000 to assist you in times of urgent financial need. You might need to come up with cash for a car repair to get to work or the kids to school, replace a big appliance that’s bitten the dust, cover a medical or dental bill, or pay for travel that you can’t put off. No matter the reason, no matter how urgent, Fundo can help with a small loan - it’s the Australian way!
Better yet, you can use our Fundo dashboard 24/7 and get access to emergency loan funds in a flash. Our process is secure and automated so we can approve your loan (if eligible) on the spot - and if your bank account is PayID enabled, you could have the money in your account within 60 seconds, after you’ve agreed to your loan contract. It really is that easy to get a small cash loan with Fundo!
You just have to give us a few personal details, an estimate of your income and expenses, and your banking info. We’ll do the rest! If you’re approved, the entire process could be done and dusted within three minutes (that’s the average time our customers spend on the dashboard!). It really is instant cash in your pocket!
First of all, you need to fit our eligibility criteria. These are:
That’s it! If that sounds like you and you’re in real need of a small cash loan, apply now for a teeny tiny loan from Fundo.
Do you have bad credit? Afraid you’ll be rejected? DON’T! We work with bad credit customers to ensure they get the funds they request at a time of great need. In some cases, we may not have to conduct a formal credit check (we use other methods to figure out if you are suitable for a loan.) So don’t stress, when it comes to small loans in Australia, Fundo has your back!
This depends on how much you borrow for your short term loan. We offer two tiers of loans - small cash loans and medium cash loans. Feel free to borrow a small cash loan ranging from $500 to $2,000, with a minimum repayment term of 5 weeks and a maximum of 20 weeks. If you need a bit more, you can opt for a medium cash loan between $2,001 and $5,000, which has a minimum repayment term of 9 weeks and a maximum of 26 weeks. Plus, you can choose a repayment schedule that works best for you—whether that's weekly, fortnightly, or monthly. All your fees, charges, and interest (capped by legislation) is explained in full within your loan agreement.
You can call, email, or use our live chat during our office hours. Monday to Friday s (9:00 a.m. to 6:00 p.m.), Saturday (9:00 a.m. to 5:00 p.m.), or Sunday (9:00 a.m. to 1:00 p.m.). We’ll answer all your questions and help you through the application process if need be.
We frequently provide loans without credit checks for eligible customers. If you're planning to apply for finance or a financial product like a mobile phone plan, you'll need to give your clear consent, either verbally or in writing, for a credit inquiry or credit check.
We'll check your credit only with your express permission. We have our own friendly methods to help you find out if you qualify for a same day loan. This process may take a bit more time, and you might get your cash with a small delay, particularly if it's outside of business hours. We strive to get you the cash you need as quickly as possible because we understand how pressing some expenses and bills can be!
Once we have the information we need, or can give you what you require to proceed, we’ll make sure to process everything promptly. Your funds could be on their way to you in just 60 seconds, provided you approve your agreement and have a PayID enabled bank account.
NOTE: PayID is also called Osko or referred to as the New Payments Platform (NPP).
Fundo is different from traditional lenders in a few keyways. We want to assure you that we don’t penalise our customers for receiving Centrelink/government benefit payments or for having a credit score that isn’t perfect. We focus on making sure our loans are easy to manage and won’t add any extra financial pressure.
We provide clear and straightforward information about payday loans for Centrelink customers. No hidden fees here! We make sure to lay out the repayment terms right from the start, so you’ll know exactly what to expect. We provide flexible repayment schedules tailored to your needs, which can be adjusted according to your income cycle.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 6 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 63.29% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
