Engagement Ring Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Is it time to pop the question to the love of your life? Perhaps you want to give her (or him!) an unforgettable time as well as a ring that will dazzle them for eternity - but you simply don’t have the cash. If you can’t wait to put a ring on them, let Fundo be your fairy godmother and give you the $500 to $5,000 for an incredible engagement ring - and if approved, you’ll get the funds in your account within 60 seconds!
To meet our minimum requirements for an engagement ring loan, you must prove you are:
We’ll ask you all these questions using our simple and breezy Fundo application dashboard. It takes about three minutes to complete. If you have bad credit or are on Centrelink benefits, just be upfront with us! We’ll do everything in our power to ensure you can buy your beloved the perfect engagement ring, thanks to a loan from Fundo.
Apply now and get funded for your exquisite engagement ring purchase on the same day - and in some cases, within a minute!
A little loan from Fundo could inspire a love that lasts a lifetime!
Applying for a small engagement ring loan is a breeze with Fundo's user-friendly dashboard. It's quick and easy to set up, taking just three minutes of your time. Plus, you'll be thrilled to know that your small loan can be credited to your account in as little as 60 seconds
Here's a simple set of instructions:
Make sure you meet the requirements. Check out our eligibility criteria in the "How to borrow from Fundo" section at the top of this page.
Get started with a Fundo 24/7 self-service account today!
Please provide us with your basic information, including your personal details, income and expenses, and banking information.
Hang on for a confirmation from us - it'll be done in under three minutes.
Once approved, you'll have the funds in your account in under a minute!
For assistance with your application, feel free to give us a call at 1800 161 391 or use our live text chat. Our friendly team is available to help you from 9am to 6pm on weekdays, 9am to 5pm on Saturdays, and 9am to 1pm on Sundays (AEST).
Fundo operates under the belief that everyone deserves a fair chance. This means that regardless of whether you have excellent credit or bad credit, you can still apply for a small engagement ring loan. Regardless of past experiences, we have confidence in the present. If you can demonstrate your ability to repay a loan promptly and completely without any financial strain, we can provide a small loan to eligible customers without conducting a formal credit check, for select customers.
No need to fret - we've got our own credit scoring system that helps us approve more people, more often! Get rewarded for paying on time, referring friends, and being a great customer!
It's important to review our latest loan examples and interest charges sheets to understand the fees and charges associated with an engagement ring loan so you make an informed decision before applying.
We'll make sure to provide you with a clear breakdown of all the fees, charges, and interest, along with your repayment schedule, right from the start, so you can make an informed decision before proceeding with your application.
Just a friendly reminder: if you ever find yourself unsure, don't hesitate to reach out to a trusted friend, family member, or financial expert. They can help you determine if a small loan is the right choice for your current situation and financial circumstances. Need assistance? Give us a call at 1800 161 391, use our live text chat, or shoot us an email at hello@fundo.com.au.
We're always happy to help and provide answers to any questions you may have about small or instant cash loans.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
