Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Is it time to pop the question to the love of your life? Perhaps you want to give her (or him!) an unforgettable time as well as a ring that will dazzle them for eternity - but you simply don’t have the cash. If you can’t wait to put a ring on them, let Fundo be your fairy godmother and give you the $500 to $10,000 for an incredible engagement ring - and if approved, you’ll get the funds in your account within 60 seconds!
To meet our minimum requirements for an engagement ring loan, you must prove you are:
We’ll ask you all these questions using our simple and breezy Fundo application dashboard. It takes about three minutes to complete. If you have bad credit or are on Centrelink benefits, just be upfront with us! We’ll do everything in our power to ensure you can buy your beloved the perfect engagement ring, thanks to a loan from Fundo.
Apply now and get funded for your exquisite engagement ring purchase on the same day - and in some cases, within a minute!
A little loan from Fundo could inspire a love that lasts a lifetime!
Applying for a small engagement ring loan is a breeze with Fundo's user-friendly dashboard. It's quick and easy to set up, taking just three minutes of your time. Plus, you'll be thrilled to know that your small loan can be credited to your account in as little as 60 seconds
Here's a simple set of instructions:
Make sure you meet the requirements. Check out our eligibility criteria in the "How to borrow from Fundo" section at the top of this page.
Get started with a Fundo 24/7 self-service account today!
Please provide us with your basic information, including your personal details, income and expenses, and banking information.
Hang on for a confirmation from us - it'll be done in under three minutes.
Once approved, you'll have the funds in your account in under a minute!
For assistance with your application, feel free to give us a call at 1800 161 391 or use our live text chat. Our friendly team is available to help you from 9am to 6pm on weekdays, 9am to 5pm on Saturdays, and 9am to 1pm on Sundays (AEST).
Fundo operates under the belief that everyone deserves a fair chance. This means that regardless of whether you have excellent credit or bad credit, you can still apply for a small engagement ring loan. Regardless of past experiences, we have confidence in the present. If you can demonstrate your ability to repay a loan promptly and completely without any financial strain, we can provide a small loan to eligible customers without conducting a formal lorem ipsum, for select customers.
No need to fret - we've got our own credit scoring system that helps us approve more people, more often! Get rewarded for paying on time, referring friends, and being a great customer!
It's important to review our latest loan examples and interest charges sheets to understand the fees and charges associated with an engagement ring loan so you make an informed decision before applying.
We'll make sure to provide you with a clear breakdown of all the fees, charges, and interest, along with your repayment schedule, right from the start, so you can make an informed decision before proceeding with your application.
Just a friendly reminder: if you ever find yourself unsure, don't hesitate to reach out to a trusted friend, family member, or financial expert. They can help you determine if a small loan is the right choice for your current situation and financial circumstances. Need assistance? Give us a call at 1800 161 391, use our live text chat, or shoot us an email at hello@fundo.com.au.
We're always happy to help and provide answers to any questions you may have about small or instant cash loans.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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