$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

In Australia, many borrowers are searching for ‘fast cash’ online due to a variety of reasons. Some may be facing unexpected expenses or may need quick funding for an emergency. Others may be seeking to consolidate debt or cover expenses such as repairs or bills. Additionally, many borrowers may be looking for fast cash to make investments or take advantage of opportunities that require immediate funding. 

If you are a busy borrower looking for fast cash from a last minute loan, Fundo’s online borrowing process is quicker and more convenient than traditional loan applications and can provide borrowers with access to funds in hours instead of weeks. With our platform, you can skip the queues and paperwork and do it all from your phone.

Is it a good idea to get a cash advance for emergencies?

Taking out a cash advance loan may seem convenient when faced with an emergency, but it is not always the best financial decision. Cash advances typically come with high interest rates, meaning that you could end up paying much more than the amount borrowed if you do not pay off the loan quickly. This can create a cycle of debt that is difficult to escape.

Additionally, fast cash advances may have higher fees associated with them, further increasing the cost of the loan. With Fundo, you can expect a one-time establishment fee as well as a recurring monthly fee, which is disclosed up front. This ensures that you can plan ahead and budget so you can make your repayments on time without worrying about having additional hidden fees sprung on you down the line.

Can I borrow cash loans online for car repairs?

When you need fast cash to repair your vehicle, our online fast loans are easy to apply for and can be used to cover a variety of expenses, including car repairs. When you choose Fundo, you’ll be able to get an approval decision quickly. If you apply and get approved during our business hours (Monday to Saturday, 9 a.m. to 6 p.m.), you can even receive your money on the same day. If there are delays due to banking processes, you can expect the money the following day instead.

We understand that car repairs can be costly and inconvenient, so our quick and hassle-free process can provide you with the quick finance loan you need when you need it. Plus, our flexible repayment terms make it easy to pay back your loan on your own schedule. 

To get started, just fill out our secure online application and provide us with some basic information about yourself, such as:

  • proof of your regular income;
  • your government benefits;
  • proof of identification (such as an Australian driver's licence, a proof of age card, or a passport); and
  • bank account details.

We look forward to helping you get the funds you need for whatever purpose you need, whether it be for car repair, home renovation, or debt consolidation. Feel free to reach out to our friendly customer service team if you have any questions.

What are the requirements for emergency cash loans?

Emergency cash loans are typically short-term loans that can be used for unexpected expenses or financial emergencies. The requirements for these types of loans vary depending on the lender and the amount of money requested. 

If you need fast cash in the form of a small, short-term loan, our loans at Fundo can be used for any purpose, from emergency loans and debt consolidation loans to even home renovation loans. We have minimal requirements for applicants, and we don’t require any collateral. 

To be eligible for our quick loans, you must:

  • be at least 18 years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you won’t place undue financial pressure on yourself by borrowing from Fundo.

We also offer an exclusive feature that we call the Fundo Credit Score. It is our own internal points system that is completely separate from your credit score with any Australian credit bureau that rewards you for good borrowing behaviour. 

You can increase your Fundo Credit Score by making Fundo your exclusive lender, making repayments early or on time, leaving a review, and referring a friend. You can even win extra points when your friend gets their loan approved. The higher your score is, the better your chances are of getting your next loan approved.

All of this can be tracked through our interactive self-service dashboard. You can monitor your Fundo Credit Score, make and reschedule repayments, and even get top tips from our experts at Fundo about different topics related to finance. Returning borrowers can even apply for a new loan in just three clicks. We send advice on everything from ‘cash loans no credit check’, ‘fast cash loans with bad credit’ to help guide you on your journey to financial wellness.

What are you waiting for? Apply for our fast small cash loans online here at Fundo!

Disclaimer: This article is intended to provide information and entertainment only, and should not be taken as financial advice or recommendations. You should note that opinions or information available here can change at any time without notice.