$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Spending hours in long queues at the bank when you need a tiny, fast loan now? You deserve better than standing in lines or sitting through lengthy phone calls. Apply for loan online instead and get the funds you need from the comfort of your own home. With online loan applications, you can apply from anywhere and get the financial support you need without the hassle of going to the bank.

Access a 24/7 fully digital and streamlined loan process at Fundo! You can apply for fast and easy loans from any device at any time, making it the ideal option for you if you need a fast loan now. No need to visit a physical location – from application submission to receiving the funds, you can do it all without taking time off your busy schedule or travelling to the nearest lending institution. 

Do you have more questions related to your search for a ‘fast loan now’? Check out the common online loan questions we’ve answered below for helpful information.

How quickly can I get a loan online in Australia?

The possibility of you getting a fast loan now depends on factors like the lender’s process, the type of loan you’re getting, and your eligibility for loans online. Some lenders may require additional documentation or verification, which can also affect the speed of the loan process. If you need a loan quickly, it helps to know the minimum loan requirements in advance to make sure you meet them. 

The minimum requirements for applying for small cash loans with Fundo are as follows:

  • You must be at least eighteen years old at the time of your application.
  • You must be a citizen or tax-paying resident of Australia.
  • You must earn a minimum of $300 per week in regular income (excluding government benefits).
  • You must demonstrate the ability to meet repayment deadlines.
  • You must not place undue financial pressure on yourself by borrowing from Fundo.

To help us speed up your loan application and ensure a smooth experience for you, we recommend gathering all the necessary documentation before you apply for a loan at Fundo. Be prepared to supply: 

  • details of your regular income and any government benefits you receive;
  • personal identification such as an Australian driver's licence, proof of age card, or passport; and
  • bank account information, including your bank's name, account name, BSB, and account number.

When you need a fast loan now, you can count on the Fundo team to provide a fast loan decision when you need it most. We will do our best to get back to you as quickly as possible so you can move forward with your plans. 

Is it possible to get my loan funded within an hour?

If you need a fast loan now, you might wonder if it’s possible to get one within an hour. While some online lenders can provide a loan decision faster than traditional lenders, it’s unlikely for loans to be funded in just one hour. Keep in mind that most lenders will need some time to review your application, check your credit history, and verify your financial information before approving a loan.

At Fundo, you get a better chance of receiving a loan decision as soon as possible since we’ve streamlined our technology-driven loan process. This makes us one of the best options for fast, small personal loans. If you apply during business hours and everything goes smoothly, it may even be possible to get the funds you need in your account, depending on your bank’s processing times. 

Applying for fast quick loans with Fundo is easy. Just visit our online application form and provide us with your information. Our team will review your application and let you know as soon as we have a decision. If your loan is approved, you’ll have access to a self-service dashboard where you can manage your repayments and view your loan details anytime from anywhere you are in Australia. 

Can fast loans online affect my credit score?

If you’re planning to apply for a fast loan now, it’s a good idea to consider its potential impact on your credit score. Taking out a loan can affect your credit score, but maintaining a strong credit history by making your loan payments on time can improve your credit score. This can improve your chances of getting approved for another loan when you apply in the future. 

At Fundo, we have our own credit scoring system that rewards you for making payments early or on time. As you improve your Fundo Credit Score, you may be eligible for discounts and improve your potential to qualify for more favourable loan terms with Fundo in the future. We also provide helpful financial tips to help you improve your Fundo Credit Score. 

You can leave reviews for Fundo, refer friends and family to Fundo, make timely repayments on your loans, and limit your loans with other lenders to improve your Fundo Credit Score. 

Ready to get closer to the funds you need to cover your holiday or sudden expense? Even better, returning borrowers can apply in just three clicks, which takes away the hassle of getting a loan in general. 

Apply for a loan at Fundo today! 

Please note: This article is for informational and entertainment purposes only and should not be considered financial advice. The views expressed in any commentary are subject to change at any time without notice unless otherwise specified.