What Causes Bad Credit?
Same day funds up to $5,000
Same day funds up to $5,000
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It’s not uncommon for people to search for terms like ‘fast loans bad credit’ or ‘bad credit fast loan’ online when they are in need of financial assistance and have less-than-perfect credit. When unexpected expenses arise, it can be stressful and overwhelming trying to find a solution, especially if your credit is not in the best shape.
Online fast loans can provide a quick and convenient way to access the funds you need – particularly loans with Fundo. We offer teeny, tiny loans ranging from $500 to $2,000 to help you with sudden expenses.
There are several reasons why someone may have bad credit in Australia. Late or missed payments, high credit card balances, defaulting on a loan, having a limited credit history, and credit report errors can all contribute to a low credit score and may be one of the reasons you’re looking up ‘fast loans bad credit’.
To improve your credit score, it’s important to be timely with payments, manage your debt responsibly, establish a credit history, and check your credit report regularly for errors. By understanding and addressing these factors, you can work towards improving your credit score and accessing the credit you need to take out a loan.
At Fundo, we don’t think it’s fair to automatically reject applicants based on their credit history. We understand every person’s financial story is unique, and we’re more than happy to listen to your unique circumstances. Regardless of your credit score, you can easily apply for online money loans with us using our 24/7 online application.
Just visit our homepage, click on the ‘Apply Now’ button, and follow the prompts. If you qualify, we’ll send you an agreement and transfer the funds to your bank account as soon as possible, often on the same day. We approve applications from Mondays to Saturdays, so you can stop searching for ‘fast loans bad credit’ ASAP.
Our basic criteria for all borrowers indicate that you must:
If you have bad credit, it may be more difficult to qualify for traditional loans from banks or credit unions. However, there are still options available to you, including small fast loans for bad credit holders. These bad credit loans are specifically designed for borrowers with less-than-optimal credit scores.
When you decide to apply for a loan online with Fundo, there’s no need to worry much about your credit bureau score. The fact is, we look beyond your credit score since we know past financial circumstances shouldn’t hinder your chances of getting a loan with us, as long as you can show you can repay it.
To drive this point even further, we went as far as to create our own credit score called the Fundo Score. By paying your personal loans online early or on time, sharing feedback, and referring friends to Fundo, you can earn points towards your Fundo score so you can minimise your searches for ‘fast loans bad credit’.
The higher your Fundo score, the better your chances of being approved for fast quick online loans for bad credit with us, and we offer special discounts and benefits for those with improved Fundo scores.
You can also make use of your personalised account dashboard to earn points and easily check your Fundo Score. Additionally, you can use our self-service dashboard to view and update your Fundo account, make or reschedule your loan repayments, and easily keep track of your loan information.
The amount of time it takes for a credit score to improve in Australia can vary depending on the individual’s circumstances and the specific steps they are taking to improve their credit.
If you’re searching for ‘fast loans bad credit’, you should know that some factors that can impact how long it takes for a credit score to improve include payment history, credit utilisation, credit history, and credit mix.
It can take several months or even years to see significant improvements in your credit score, which is why it could be easier to find a lender like Fundo who doesn’t focus so much on your credit score – especially if you need your bad credit quick loans online as soon as possible and want to quit looking up ‘fast loans bad credit’.
When you need cash fast and are suffering from a low credit score, the last thing you want is a complicated loan process. That’s where Fundo comes in. We offer easy small loans for bad credit in Australia, with a streamlined application and approval process.
No need to worry about long forms, perfecting your credit score, or waiting days for answers – just a fast and convenient way to get the funds you need.
Plus, with the chance for same-day loans, you won’t have to wait long to get the financial support you need. Trust Fundo to be your quick online loan provider.
If you have any questions about our easy fast loans, don’t hesitate to reach out to our team and ask about ‘fast loans bad credit’. We are here to help and are happy to answer any questions you may have. You can contact us by phone, email, or through our online chat function.
Apply online with us today!
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and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
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application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
