$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

It can be challenging to plan for one-off emergency expenses, even more so when you have a tight budget or when they exceed your initial budget for these types of expenses. When it does, you might think about looking for fast small loans to cover the gaps in your budget. 

A quick internet search might get you started, but many loan providers are out there, and you’re unsure which one is ideal for you.

At Fundo, we offer short-term personal loans that fill your need for ‘fast small loans’ and provide information about financial wellness and improvement. 

Are there small loans online with no fees?

Most lenders of fast small loans online have fees included in their loan offers. Lenders typically require an establishment fee at the start of your loan term. Some lenders may also ask you to pay a monthly fee as you repay your loan. 

Depending on the lender, the fees you would pay on top of your outstanding loan may vary. Factors such as loan size, loan type, and credit score can influence the overall amount you would have to repay over time. 

At Fundo, there are fees included when you borrow short-term personal loans and other fast small loans. However, we will never try to surprise you with hidden fees. We tell you everything you need to know about your Fundo loan without using technical or legal jargon.

We ensure that whenever you apply for fast small loans or easy personal loans online at Fundo, you understand precisely what you’re getting and what you need to pay. 

Is it easier to find a small business loan online?

A quick internet search for small business loans, immediate cash loans, or fast small loans may be more convenient than lining up at a bank or traditional lender to inquire about their loan options. Even better, lenders like Fundo allow you to submit your application and receive your outcome online without having to leave the comfort of your home.

Applicants can submit their applications online, anywhere, anytime, and 24/7. On our website, you will be asked to fill out a general information sheet and enter the amount of money you wish to borrow. Depending on your situation, you may need to provide additional documentation. To make it even more convenient, returning borrowers can apply online for a new loan in just three clicks.

If you submit your application during business hours and everything goes well, you may even receive an outcome on the same day. If you receive approval, there is also a possibility you can get your funds on the same day, though it also depends on your nominated bank.

What do I need to qualify for a small business loan online?

Depending on the lender, the requirements for qualifying for small business loans, fast small loans, or any other loan type may vary. 

Traditional lenders often have rigid requirements for a borrower’s credit score and history. In contrast, non-traditional lenders offer more leniency around one’s credit score but typically offer small short-term loan options related to ‘online easy loans’ or ‘personal loans instant’.  

At Fundo, we look into other factors when reviewing each loan application, and we don’t immediately decline a loan application without proper review. While we conduct credit checks, it’s not the main deciding factor. Instead, we focus on other factors, such as your current ability to repay a loan. 

We understand that everyone has a unique financial situation that may not be reflected in their financial statements, credit scores, or income sources. Instead of relying on what you find after searching for fast small loans or fast loans online, we encourage you to reach out and contact us. Let us help you determine what suits your situation. 

We also have minimum eligibility criteria for loans. To qualify for a Fundo loan, you must: 

  • be at least eighteen years old;
  • be a citizen or tax-paying resident of Australia;
  • earn a minimum of $300 per week, excluding government benefits;
  • ensure repayment deadlines are met; and
  • ensure that a Fundo loan will not put you at risk of financial problems.

What else do you get with your Fundo loan?

At Fundo, we use the Fundo Credit Score based on our unique credit scoring system. Your Fundo Credit Score is influenced by your financial decisions with an outstanding Fundo loan. Your score will increase when you repay a loan early or on time, refer friends, leave reviews, or even use Fundo as your primary loan provider. Getting approved for a future Fundo loan is more likely if you have a higher Fundo Credit Score.

You can quickly check the status of your Fundo loan on our self-service dashboard, where you can also learn about ways to improve your financial health. Learn more about how to leverage Fundo to improve your financial well-being today. 

Apply for a teeny tiny loan today

Disclaimer: Unless otherwise stated, this article does not provide financial advice or recommendations. All information included is purely for entertainment and educational purposes, and we reserve the right to change our views and information without notice.