1 Hour Cash Loans No Credit Check Australia
Same day funds up to $5,000
Same day funds up to $5,000
When you’re in need of cash fast, securing a 1-hour cash loan with no credit check in Australia can seem like the perfect solution. Whether it’s for an unexpected bill, a car repair, or an emergency medical expense, having quick access to funds can be a lifesaver. However, finding a reliable lender that offers fast approval without a credit check can be difficult, and it’s essential to choose a responsible lender that offers fair loan terms.
At Fundo, we offer small loans starting from $500 with a fast and simple online application process. While we do conduct a credit check as part of our responsible lending practices, our focus is on your current financial situation. This allows us to provide fast financial relief even if your credit history isn’t perfect, ensuring you can still access the cash you need quickly.
Our 1-hour loans are designed to give you fast access to funds for a variety of short-term financial needs, and once your application is submitted, it is reviewed promptly. After approval, funds are typically transferred to your account within hours, ensuring you can manage your financial emergency without delay. Fundo also offers flexible repayment options that allow you to manage your loan repayments comfortably.
Thousands of Australians have relied on Fundo for quick and responsible financial support, knowing they can access the funds they need without compromising on fair and transparent loan terms.
Can I get a 1-hour loan with no credit check?
At Fundo, we conduct credit checks as part of our responsible lending process, but we focus on your current financial situation, ensuring you can still access fast cash even if your credit history isn’t perfect.
How fast can I receive funds after approval?
Once your loan is approved, funds are typically transferred to your account within hours, depending on your bank’s processing times.
What can I use a 1-hour loan from Fundo for?
Fundo’s 1-hour loans can be used to cover short-term financial needs, such as emergency bills, car repairs, or personal expenses.
How flexible are Fundo’s repayment options for 1-hour loans?
Fundo offers flexible repayment plans that can be customised to fit your financial situation, making loan repayment easy and stress-free.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.