12 Months Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you on the lookout for a loan spanning 12 months to manage unexpected expenses or perhaps improve your living space? Navigating through traditional banks can feel overwhelming with their stringent eligibility criteria and lengthy paperwork. Many Australians, just like you, often type '12 months loans' into their search engines, seeking more flexible solutions.
With Fundo, there's no need to waste precious time searching! We're dedicated to providing accessible, fast funding options right when you need them. Forget about spending days filling out forms; our goal is to streamline the process to ensure securing financing is quick and easy. Our selection of short-term loans offers a convenient solution when you need a small loan urgently, without the hassle of extensive documentation.
Whether you're searching for '12 months loans’ or exploring other options, Fundo offers tailored repayment terms and fast responses. Here are just a few reasons why you should consider us:
At Fundo, we understand that everyone’s financial journey is different. If you’ve been searching for better lending options, like '12 months loans', we can assist you in finding a solution that suits your circumstances perfectly! You can tailor your loan terms and choose how you’d like to manage your repayments.
When considering a loan, it’s essential to meet the following eligibility criteria:
To get started, submit your application today! If you apply during business hours, it's possible to have your loan approved and released on the same day! Interested in understanding how likely you are to be approved? Check your chances with our interactive Fundo Score!
Why keep searching for different '12 months loans' or 'urgent cash' options when the best solution is right here? We're committed to serving our customers by providing accessible loans with flexibility. You could be just a few clicks away from the funds you need. Apply for a Fundo loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
