200 Loan Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you’re searching for a $200 loan in Australia, you may need fast cash for a minor expense like a small bill or urgent personal cost. However, smaller loans like $200 might not always offer the financial flexibility you need to cover more significant expenses or unexpected situations. At Fundo, we offer small loans starting from $500, providing you with the financial flexibility to cover a wider range of costs, with the same fast and reliable approval process.
Our fast online application process ensures that you can apply for a loan anytime, day or night. Once your application is submitted, it is reviewed quickly, with same-day approval often available. After approval, funds are typically transferred to your account within hours, giving you access to the cash you need when you need it most.
Fundo’s loans are perfect for covering short-term financial gaps, such as unexpected bills, car repairs, or personal expenses. In addition to fast approval, we offer flexible repayment options that can be tailored to your budget, making it easier to manage repayments on terms that suit your financial situation.
Does Fundo offer $200 loans?
While Fundo’s loans start at $500, we provide quick access to cash for a variety of short-term financial needs. Our online application process ensures you get approved quickly.
How fast can I get approved for a loan with Fundo?
Once submitted, your loan application is reviewed quickly, with same-day approval often available. After approval, funds are typically transferred within hours.
What can I use a $500 loan for?
Fundo’s loans can be used to cover a range of financial needs, from emergency expenses to personal bills and unexpected costs.
How flexible are Fundo’s repayment options for $500 loans?
Fundo offers flexible repayment plans that can be tailored to fit your financial situation, making loan repayment easy and stress-free.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
