24 7 Instant Cash Loans For Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, finding 24 7 instant cash loans for bad credit in Australia can feel overwhelming. While traditional lenders like banks may not cater to urgent needs, Fundo is here to step in as your reliable online lender. We specialise in providing short-term loans tailored for Australians, no matter the state of your credit profile. At Fundo, we believe that everyone should have access to quick funds without unnecessary delays or stress.
If you're seeking 24 7 instant cash loans for bad credit in Australia, you can rest assured that Fundo's loans are versatile. Our loans can be utilised for a range of purposes, including urgent expenses, home repairs, and more. You can find out about our different offerings by exploring our small loans and medium loans options.
At Fundo, we make it easy for you to understand the types of financial assistance we offer:
We pride ourselves on our simple eligibility criteria. You must:
Even if you have a bad credit history, Fundo aims to make the borrowing process as straightforward as possible. Apply during business hours, and if you're approved, you could have your funds available within the same day!
Why wait? Unlike other lenders, Fundo offers the Fundo Score, an interactive tool that not only improves your chances of getting approved but also rewards your good financial behaviour! Enhance your Fundo Score by:
The better your score, the more benefits you can enjoy, from improved rates to potential discounts!
Ready to take the next step? Apply for your 24 7 instant cash loans for bad credit in Australia with Fundo today and experience the difference!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
