24 7 Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When an emergency expense arises, waiting until regular business hours to apply for a loan isn’t always an option. If you’re searching for 24/7 loans, Fundo offers a solution that works for your schedule. We provide small loans starting from $500, with a fast and easy online application process available around the clock. Whether it’s an unexpected expense, a medical bill, or another urgent financial need, Fundo ensures you can get the funds you need whenever you need them - without having to wait for business hours.
At Fundo, we make sure that applying for a loan is convenient and straightforward, no matter the time of day. Our online platform allows you to submit your application 24/7, and our team works quickly to review it, often providing same-day approval. If you have a PayID-enabled bank account, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, ensuring you have immediate access to cash.
With flexible repayment options and fast approval, Fundo’s 24/7 loans offer a reliable and convenient solution for managing your financial needs, whether it’s during the day or late at night.
How fast can I get approved for a 24/7 loan from Fundo?
Fundo’s online application process is available 24/7. Once you submit your application, our team reviews it promptly, often providing same-day approval. If you have a PayID-enabled bank account, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance.
What can I use a 24/7 loan from Fundo for?
Fundo’s 24/7 loans can be used for any urgent financial need, including emergency bills, personal expenses, medical costs, and other unexpected expenses that arise at any time.
How does Fundo’s PayID system provide instant funding?
Fundo can transfer loan funds instantly - within 60 seconds from accepting your loan agreement and if your bank supports PayID after approval and agreeing to your loan contract - if your bank account supports PayID. This ensures you have immediate access to the cash you need, even in emergencies.
What happens if I can’t make a repayment on time?
If you find yourself unable to make a repayment, it’s important to contact Fundo as soon as possible. We offer flexible repayment options and can work with you to adjust your payment schedule if needed.
Do I need perfect credit to apply for a 24/7 loan from Fundo?
No, Fundo doesn’t require perfect credit. While we may perform a credit check, we focus more on your current financial situation and ability to repay the loan.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
