247 Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When financial emergencies strike at any time of day or night, having access to funds quickly is crucial. If you’re looking for 24/7 payday loans, Fundo is here to help. We offer small loans starting from $500, and our online application process is available 24/7, ensuring you can apply and get approved for a payday loan whenever you need it most. Whether it’s an unexpected medical bill, urgent car repair, or another short-term expense, Fundo makes sure you have access to the funds you need without the hassle of traditional lending institutions.
At Fundo, we understand that life’s financial challenges can occur outside of regular business hours, and waiting until the next day simply isn’t an option. That’s why our loan application process is available around the clock, so you can apply at any time that’s convenient for you. Once your application is submitted, our team reviews it promptly, and in many cases, you can receive approval the same day. If you have a PayID-enabled bank account, Fundo can transfer the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID after approval and agreeing to your loan contract, giving you fast access to the money you need.
Fundo also offers flexible repayment options to ensure that repaying your loan is as stress-free as possible. Our loans are designed to provide the flexibility and convenience you need to manage your finances, even in emergency situations.
How fast can I get approved for a 24/7 payday loan from Fundo?
Fundo’s online application process is available 24/7. Once you submit your application, our team reviews it promptly. In many cases, you’ll receive approval on the same day. If you have a PayID-enabled bank account, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, regardless of the time of day.
What can I use a 24/7 payday loan from Fundo for?
Fundo’s small payday loans can be used to cover urgent financial needs, such as emergency bills, medical expenses, car repairs, or any other unexpected cost that requires immediate attention.
How does Fundo’s PayID system work for 60-second funding?
If your bank supports PayID, Fundo can transfer your loan funds to your account within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance. This ensures that you have immediate access to your cash whenever you need it, day or night.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are customized to your financial situation. Whether you need a short repayment term or more time to repay, Fundo works with you to make the repayment process as manageable as possible.
Do I need perfect credit to apply for a payday loan from Fundo?
No, Fundo does not require perfect credit. While we may conduct a credit check, we focus on your current financial situation and your ability to repay the loan.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
