Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Needing urgent funds can often feel overwhelming, especially if you're concerned about your credit rating. At Fundo, we understand your need for a 24hr cash advance that’s readily available, regardless of past financial challenges. We believe that everyone deserves a chance, which is why our short-term loans are designed to be accessible for Australians in need.
At Fundo, we prioritise a simple and transparent process. Unlike traditional lenders, our goal is to tailor our services to meet the unique circumstances of each applicant. Here’s what you can expect from Fundo:
Our loans can cover a variety of unexpected expenses, whether it's:
However, we specifically do not offer loans for debt consolidation or existing debt repayments. We want to help you manage new expenses responsibly.
Applying for a 24hr cash advance with Fundo is straightforward. Here’s what you need to qualify:
Many lenders may require lengthy approval processes and rigid eligibility criteria. At Fundo, we take a different approach. To apply, simply navigate to our application page, fill in your details, and specify the amount you wish to borrow. For returning customers, our process is even more streamlined—with just three clicks, you can secure another loan!
Additionally, every responsible borrower benefits from our Fundo Customer Score, which rewards you for on-time repayments and responsible borrowing behaviours, enhancing your chances for future approvals.
Stop searching for just any lender. When you think of a 24hr cash advance, think of Fundo! We’re here to provide you with quick, reliable funding tailored just for you. Apply now and take control of your financial needs with confidence!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.