A Payday Loan
Same day funds up to $5,000
Same day funds up to $5,000
Searching for "a payday loan" can often lead to stress and confusion, especially when navigating the finer details of various lending options. At Fundo, we believe financial assistance should be straightforward and accessible to everyone, even if you don’t have a perfect credit history. We prioritise transparency and pride ourselves on providing timely, hassle-free loans, ensuring you know exactly what you’re signing up for, with no hidden fees or surprises.
When looking for a payday loan alternative, consider the benefits that Fundo offers:
If you’re in need of immediate funds, our loans can serve various necessities. Use your approved funds for:
We keep our eligibility requirements straightforward. To apply for a payday loan with Fundo, you must:
To begin your application, fill out our user-friendly form with your details and preferred loan amount. Curious about your chances? The Fundo Score system gives insight into your borrowing potential, helping you take informed steps towards your goals.
If you’ve been aiming to find reliable lending options like "fast payday loans" or "easy payday loans," look no further. At Fundo, we're committed to providing a flexible, customer-focused lending experience. With our simple application process, you can receive the short-term funding you need quickly and effortlessly.
Why wait? Apply for your payday loan with Fundo today and take control of your financial journey! Your path to timely cash assistance is just a few clicks away.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.