A Payday Loan
Same day funds up to $5,000
Same day funds up to $5,000
Searching for "a payday loan" can often lead to stress and confusion, especially when navigating the finer details of various lending options. At Fundo, we believe financial assistance should be straightforward and accessible to everyone, even if you don’t have a perfect credit history. We prioritise transparency and pride ourselves on providing timely, hassle-free loans, ensuring you know exactly what you’re signing up for, with no hidden fees or surprises.
When looking for a payday loan alternative, consider the benefits that Fundo offers:
If you’re in need of immediate funds, our loans can serve various necessities. Use your approved funds for:
We keep our eligibility requirements straightforward. To apply for a payday loan with Fundo, you must:
To begin your application, fill out our user-friendly form with your details and preferred loan amount. Curious about your chances? The Fundo Score system gives insight into your borrowing potential, helping you take informed steps towards your goals.
If you’ve been aiming to find reliable lending options like "fast payday loans" or "easy payday loans," look no further. At Fundo, we're committed to providing a flexible, customer-focused lending experience. With our simple application process, you can receive the short-term funding you need quickly and effortlessly.
Why wait? Apply for your payday loan with Fundo today and take control of your financial journey! Your path to timely cash assistance is just a few clicks away.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.